The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. LivingTrust Mortgage Bank's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for LivingTrust Mortgage Bank's Dividend Payout Ratio or its related term are showing as below:
NSA:LIVINGTRUST'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.27 Max: 0.5
Current: 0.01
During the past 9 years, the highest Dividend Payout Ratio of LivingTrust Mortgage Bank was 0.50. The lowest was 0.01. And the median was 0.27.
NSA:LIVINGTRUST's Dividend Payout Ratio is ranked better than 99.91% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs NSA:LIVINGTRUST: 0.01
During the past 9 years, the highest Trailing Annual Dividend Yield of LivingTrust Mortgage Bank was 5.00%. The lowest was 0.37%. And the median was 1.04%.
During the past 12 months, LivingTrust Mortgage Bank's average Dividends Per Share Growth Rate was 166.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of LivingTrust Mortgage Bank was 44.20% per year. The lowest was 0.00% per year. And the median was 10.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
LivingTrust Mortgage Bank Dividend Payout Ratio Related Terms
LivingTrust Mortgage Bank Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LivingTrust Mortgage Bank Dividend Payout Ratio Chart
NSA:LIVINGTRUST vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison
For the Mortgage Finance subindustry, LivingTrust Mortgage Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LivingTrust Mortgage Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, LivingTrust Mortgage Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where LivingTrust Mortgage Bank's Dividend Payout Ratio falls into.
LivingTrust Mortgage Bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
LivingTrust Mortgage Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on LivingTrust Mortgage Bank and its competitors. Over the past decade, LivingTrust Mortgage Bank's Dividend Payout Ratio has ranged from 0.01 to 0.50. According to the industry distribution chart, LivingTrust Mortgage Bank ranks #1 out of 1171 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is LivingTrust Mortgage Bank's Dividend Payout Ratio too high?
LivingTrust Mortgage Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.50. Based on the distribution chart, LivingTrust Mortgage Bank ranks #1 out of 1171 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, LivingTrust Mortgage Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's Dividend Payout Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, LivingTrust Mortgage Bank ranks #1 out of 1171 companies for Dividend Payout Ratio. This places LivingTrust Mortgage Bank in the top 0% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, LivingTrust Mortgage Bank's own Dividend Payout Ratio has ranged from 0.01 to 0.50 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on LivingTrust Mortgage Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LivingTrust Mortgage Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.01, compared to a current price of ₦3.39 — trading 43.6% below its estimated fair value. The current Dividend Payout Ratio is 0.00. LivingTrust Mortgage Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued.
The current stock price of ₦3.39 is trading 43.6% below its estimated GF Value™ of ₦6.01.
GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.
Key valuation signals for NSA:LIVINGTRUST:
Dividend Payout Ratio: 0.00
GF Value™: ₦6.01 vs. price of ₦3.39 (43.6% below fair value)
No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
62GF Score
Get the complete analysis for NSA:LIVINGTRUST
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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