LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Total Debt per Share: ₦0.47 (As of Dec. 2025)

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NSA:LIVINGTRUST LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
62 GF Score
Price ₦3.80
GF Value ₦6.07
Valuation Significantly Undervalued
! 3 Warning Signs
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What is LivingTrust Mortgage Bank Total Debt per Share?

LivingTrust Mortgage Bank NSA:LIVINGTRUST 62 Total Debt per Share is ₦0.47 as of Dec. 2025. GuruFocus rates NSA:LIVINGTRUST with a GF Score™ of 62/100 and a GF Value™ of ₦6.07 (Significantly Undervalued). The stock has 3 warning signs investors should review.

₦0.47 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. LivingTrust Mortgage Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 was ₦0.47.

LivingTrust Mortgage Bank Total Debt per Share Historical Data

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The historical data trend for LivingTrust Mortgage Bank's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LivingTrust Mortgage Bank Total Debt per Share Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only 0.44 0.57 0.62 0.59 0.47

LivingTrust Mortgage Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.54 0.50 0.50 0.47
NSA:LIVINGTRUST
62GF Score
LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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LivingTrust Mortgage Bank Total Debt per Share Calculation

LivingTrust Mortgage Bank's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2,336+0)/5,000
=0.47

LivingTrust Mortgage Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2,336+0)/5,000
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of ₦0.47 mean?
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a Total Debt per Share of ₦0.47 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on LivingTrust Mortgage Bank and its competitors.
Is LivingTrust Mortgage Bank's Total Debt per Share too high?
LivingTrust Mortgage Bank's current Total Debt per Share is ₦0.47. Overall, LivingTrust Mortgage Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's Total Debt per Share compare to RKT and FNMA?
LivingTrust Mortgage Bank's Total Debt per Share of ₦0.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on LivingTrust Mortgage Bank and its competitors. LivingTrust Mortgage Bank's current Total Debt per Share is ₦0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Significantly Undervalued. The stock's GF Value™ is ₦6.07, compared to a current price of ₦3.80 — trading 37.4% below its estimated fair value. The current Total Debt per Share is ₦0.47. LivingTrust Mortgage Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current Total Debt per Share is ₦0.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued. The current stock price of ₦3.80 is trading 37.4% below its estimated GF Value™ of ₦6.07. GuruFocus considers LivingTrust Mortgage Bank to be Significantly Undervalued.

Key valuation signals for NSA:LIVINGTRUST:

  • Total Debt per Share: ₦0.47
  • GF Value™: ₦6.07 vs. price of ₦3.80 (37.4% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LivingTrust Mortgage Bank Business Description

Address Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
62GF Score

Get the complete analysis for NSA:LIVINGTRUST

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.80
Price
₦6.07
GF Value