LivingTrust Mortgage Bank (NSA:LIVINGTRUST) YoY EPS Growth: -99.92% (As of Jun. 2026)

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NSA:LIVINGTRUST LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
58 GF Score
Price ₦3.25
GF Value ₦4.51
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LivingTrust Mortgage Bank YoY EPS Growth?

LivingTrust Mortgage Bank NSA:LIVINGTRUST 58 YoY EPS Growth is -99.92% as of Jun. 2026. GuruFocus rates NSA:LIVINGTRUST with a GF Score™ of 58/100 and a GF Value™ of ₦4.51 (Modestly Undervalued). The stock has 2 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. LivingTrust Mortgage Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was -99.92%.

LivingTrust Mortgage Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₦0.01.

LivingTrust Mortgage Bank YoY EPS Growth Historical Data

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The historical data trend for LivingTrust Mortgage Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LivingTrust Mortgage Bank YoY EPS Growth Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only 274.07 62.38 -30.49 38.60 -70.89

LivingTrust Mortgage Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.28 4.76 78.57 -63.04 -99.92
NSA:LIVINGTRUST
58GF Score
LivingTrust Mortgage Bank PLC NSA:LIVINGTRUST
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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LivingTrust Mortgage Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

LivingTrust Mortgage Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.046-0.158)/ | 0.158 |
=-70.89 %

LivingTrust Mortgage Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.005-6.38)/ | 6.38 |
=-99.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -99.92% mean?
LivingTrust Mortgage Bank (NSA:LIVINGTRUST) has a YoY EPS Growth of -99.92% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for LivingTrust Mortgage Bank and its competitors.
Is LivingTrust Mortgage Bank's YoY EPS Growth too high?
LivingTrust Mortgage Bank's current YoY EPS Growth is -99.92%. Overall, LivingTrust Mortgage Bank has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LivingTrust Mortgage Bank's YoY EPS Growth compare to RKT and FNMA?
LivingTrust Mortgage Bank's YoY EPS Growth of -99.92% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for LivingTrust Mortgage Bank and its competitors. LivingTrust Mortgage Bank's current YoY EPS Growth is -99.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LivingTrust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, LivingTrust Mortgage Bank (NSA:LIVINGTRUST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦4.51, compared to a current price of ₦3.25 — trading 27.9% below its estimated fair value. The current YoY EPS Growth is -99.92%. LivingTrust Mortgage Bank's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For LivingTrust Mortgage Bank (NSA:LIVINGTRUST), the current YoY EPS Growth is -99.92% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, LivingTrust Mortgage Bank stock appears to be undervalued. The current stock price of ₦3.25 is trading 27.9% below its estimated GF Value™ of ₦4.51. GuruFocus considers LivingTrust Mortgage Bank to be Modestly Undervalued.

Key valuation signals for NSA:LIVINGTRUST:

  • YoY EPS Growth: -99.92%
  • GF Value™: ₦4.51 vs. price of ₦3.25 (27.9% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the NSA:LIVINGTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LivingTrust Mortgage Bank Business Description

Address Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a Nigerian mortgage banking institution, with its principal business being the provision of mortgage banking and related financial intermediation services. The Bank operates as a single reportable business segment focused on mortgage banking and construction finance in accordance with Central Bank of Nigeria guidelines. Its products include mortgages and loans, as well as other banking services. The Bank provides services to individual, group, and corporate customers, including mortgage loan origination, housing finance, and financial support for micro, small, and medium-sized enterprises as part of its financial inclusion mandate.
58GF Score

Get the complete analysis for NSA:LIVINGTRUST

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦3.25
Price
₦4.51
GF Value