SpareBank 1 Ringerike Hadeland (OSL:RING) Cash Flow from Financing: kr-254 Mil (TTM As of Mar. 2026)

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OSL:RING SpareBank 1 Ringerike Hadeland OSL:RING
66 GF Score
Price kr428.40
GF Value kr404.70
Valuation Fairly Valued
! 7 Warning Signs
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What is SpareBank 1 Ringerike Hadeland Cash Flow from Financing?

SpareBank 1 Ringerike Hadeland OSL:RING +0.33% 66 Cash Flow from Financing is kr-254 Mil as of Mar. 2026. GuruFocus rates OSL:RING with a GF Score™ of 66/100 and a GF Value™ of kr404.70 (Fairly Valued). The stock has 7 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in Mar. 2026, SpareBank 1 Ringerike Hadeland paid kr0 Mil more to buy back shares than it received from issuing new shares. It received kr268 Mil from issuing more debt. It paid kr0 Mil more to buy back preferred shares than it received from issuing preferred shares. It received kr0 Mil from paying cash dividends to shareholders. It spent kr63 Mil on other financial activities. In all, SpareBank 1 Ringerike Hadeland earned kr205 Mil on financial activities for the three months ended in Mar. 2026.


SpareBank 1 Ringerike Hadeland  (OSL:RING) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

SpareBank 1 Ringerike Hadeland's issuance of stock for the three months ended in Mar. 2026 was kr0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

SpareBank 1 Ringerike Hadeland's repurchase of stock for the three months ended in Mar. 2026 was kr0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

SpareBank 1 Ringerike Hadeland's net issuance of debt for the three months ended in Mar. 2026 was kr268 Mil. SpareBank 1 Ringerike Hadeland received kr268 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

SpareBank 1 Ringerike Hadeland's net issuance of preferred for the three months ended in Mar. 2026 was kr0 Mil. SpareBank 1 Ringerike Hadeland paid kr0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

SpareBank 1 Ringerike Hadeland's cash flow for dividends for the three months ended in Mar. 2026 was kr0 Mil. SpareBank 1 Ringerike Hadeland received kr0 Mil from paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

SpareBank 1 Ringerike Hadeland's other financing for the three months ended in Mar. 2026 was kr-63 Mil. SpareBank 1 Ringerike Hadeland spent kr63 Mil on other financial activities.


SpareBank 1 Ringerike Hadeland Cash Flow from Financing Related Terms


SpareBank 1 Ringerike Hadeland Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ringerike Hadeland's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ringerike Hadeland Cash Flow from Financing Chart

SpareBank 1 Ringerike Hadeland Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -601.00 -36.00 -307.00 -1,243.00 -1,104.00

SpareBank 1 Ringerike Hadeland Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -645.00 -351.00 -123.00 15.00 205.00
OSL:RING
66GF Score
SpareBank 1 Ringerike Hadeland OSL:RING
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Ringerike Hadeland Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

SpareBank 1 Ringerike Hadeland's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

SpareBank 1 Ringerike Hadeland's Cash from Financing for the quarter that ended in Mar. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-254 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of kr-254 Mil mean?
SpareBank 1 Ringerike Hadeland (OSL:RING) has a Cash Flow from Financing of kr-254 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for SpareBank 1 Ringerike Hadeland and its competitors.
Is SpareBank 1 Ringerike Hadeland's Cash Flow from Financing too high?
SpareBank 1 Ringerike Hadeland's current Cash Flow from Financing is kr-254 Mil. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's Cash Flow from Financing compare to competitors?
SpareBank 1 Ringerike Hadeland's Cash Flow from Financing of kr-254 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for SpareBank 1 Ringerike Hadeland and its competitors. SpareBank 1 Ringerike Hadeland's current Cash Flow from Financing is kr-254 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Fairly Valued. The stock's GF Value™ is kr404.70, compared to a current price of kr428.40 — trading 5.9% above its estimated fair value. The current Cash Flow from Financing is kr-254 Mil. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current Cash Flow from Financing is kr-254 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued. The current stock price of kr428.40 is trading 5.9% above its estimated GF Value™ of kr404.70. GuruFocus considers SpareBank 1 Ringerike Hadeland to be Fairly Valued.

Key valuation signals for OSL:RING:

  • Cash Flow from Financing: kr-254 Mil
  • GF Value™: kr404.70 vs. price of kr428.40 (5.9% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ringerike Hadeland Business Description

Address Sondre Torv 6, Honefoss, NOR, 3510
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
66GF Score

Get the complete analysis for OSL:RING

Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr428.40
Price
kr404.70
GF Value