SpareBank 1 Ringerike Hadeland (OSL:RING) OCF Yield %: 3.25 (As of Jul. 01, 2026) — 16% Below Median


OSL:RING SpareBank 1 Ringerike Hadeland OSL:RING
66 GF Score
Price kr432.00
GF Value kr401.35
Valuation Fairly Valued
! 8 Warning Signs
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What is SpareBank 1 Ringerike Hadeland OCF Yield %?

SpareBank 1 Ringerike Hadeland OSL:RING -0.46% 66 OCF Yield % is 3.25 as of Jul. 01, 2026, which is 16% below its 10-year median of 3.89. GuruFocus rates OSL:RING with a GF Score™ of 66/100 and a GF Value™ of kr401.35 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, SpareBank 1 Ringerike Hadeland ranks worse than 70.84% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, SpareBank 1 Ringerike Hadeland's Trailing 12-Month Cash Flow from Operations is kr223 Mil, and Market Cap is kr6,792 Mil. Therefore, SpareBank 1 Ringerike Hadeland's OCF Yield % for today is 3.25%.

The historical rank and industry rank for SpareBank 1 Ringerike Hadeland's OCF Yield % or its related term are showing as below:

OSL:RING' s OCF Yield % Range Over the Past 10 Years
Min: -43.33   Med: 3.89   Max: 31.39
Current: 3.25


During the past 13 years, the highest OCF Yield % of SpareBank 1 Ringerike Hadeland was 31.39%. The lowest was -43.33%. And the median was 3.89%.

OSL:RING's OCF Yield % is ranked worse than
70.84% of 1502 companies
in the Banks industry
Industry Median: 9.32 vs OSL:RING: 3.25

SpareBank 1 Ringerike Hadeland's OCF Margin % for the quarter that ended in Mar. 2026 was %.


SpareBank 1 Ringerike Hadeland OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SpareBank 1 Ringerike Hadeland OCF Yield % Related Terms


SpareBank 1 Ringerike Hadeland OCF Yield % Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ringerike Hadeland's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ringerike Hadeland OCF Yield % Chart

SpareBank 1 Ringerike Hadeland Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.59 3.10 6.52 28.91 16.22

SpareBank 1 Ringerike Hadeland Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.33 17.79 11.05 0.49 -12.84

SpareBank 1 Ringerike Hadeland OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ringerike Hadeland OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's OCF Yield % distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ringerike Hadeland's OCF Yield % falls into.


OSL:RING
66GF Score
SpareBank 1 Ringerike Hadeland OSL:RING
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Ringerike Hadeland OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

SpareBank 1 Ringerike Hadeland's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1056 / 6509.6175
=16.22%

SpareBank 1 Ringerike Hadeland's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-225 * 4 / 7007.0611
=-12.84%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 3.25 mean?
SpareBank 1 Ringerike Hadeland (OSL:RING) has a OCF Yield % of 3.25 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is 16% below median its historical median of 3.89. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1064 out of 1502 companies in the Banks industry, placing it in the top 70.8%.
Is SpareBank 1 Ringerike Hadeland's OCF Yield % too high?
SpareBank 1 Ringerike Hadeland's current OCF Yield % of 3.25 is 16% below median its 10-year median of 3.89. The Banks industry median OCF Yield % is 9.32. SpareBank 1 Ringerike Hadeland's value of 3.25 is 65.1% below this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #1064 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1064 out of 1502 companies for OCF Yield %. This places SpareBank 1 Ringerike Hadeland in the lower half of its industry. The industry median OCF Yield % is 9.32. SpareBank 1 Ringerike Hadeland's value of 3.25 is 65.1% below this benchmark. While the company's 10-year median is 3.89 vs. the industry median of 9.32, SpareBank 1 Ringerike Hadeland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current OCF Yield % of 3.25 is 65.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current OCF Yield % is 3.25, which is 16% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Fairly Valued. The stock's GF Value™ is kr401.35, compared to a current price of kr432.00 — trading 7.6% above its estimated fair value. The current OCF Yield % is 3.25, which is 16% below median its 10-year median of 3.89 and 65.1% below the Banks industry median of 9.32. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current OCF Yield % is 3.25 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued. The current stock price of kr432.00 is trading 7.6% above its estimated GF Value™ of kr401.35. GuruFocus considers SpareBank 1 Ringerike Hadeland to be Fairly Valued.

Key valuation signals for OSL:RING:

  • OCF Yield %: 3.25 (16% below median its 10-year median of 3.89)
  • GF Value™: kr401.35 vs. price of kr432.00 (7.6% above fair value)
  • GF Score™: 66/100 with 8 warning signs
  • Industry Position: 65.1% below the Banks median (#1064 of 1502)

No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ringerike Hadeland Business Description

Address Sondre Torv 6, Honefoss, NOR, 3510
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
66GF Score

Get the complete analysis for OSL:RING

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr432.00
Price
kr401.35
GF Value