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What is SpareBank 1 Ringerike Hadeland FCF Yield %?
SpareBank 1 Ringerike HadelandOSL:RING 62 FCF Yield % is 13.68 as of Aug. 16, 2026, which is 213% above its 10-year median of 4.37. GuruFocus rates OSL:RING with a GF Score™ of 62/100 and a GF Value™ of kr391.04 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,501 Banks companies, SpareBank 1 Ringerike Hadeland ranks better than 70.89% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
SpareBank 1 Ringerike Hadeland FCF Yield % Related Terms
SpareBank 1 Ringerike Hadeland FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's FCF Yield % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ringerike Hadeland (OSL:RING) has a FCF Yield % of 13.68 as of Aug. 16, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is 213% above median its historical median of 4.37. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #437 out of 1501 companies in the Banks industry, placing it in the top 29.1%.
Is SpareBank 1 Ringerike Hadeland's FCF Yield % too high?
SpareBank 1 Ringerike Hadeland's current FCF Yield % of 13.68 is 213% above median its 10-year median of 4.37. The Banks industry median FCF Yield % is 8.11. SpareBank 1 Ringerike Hadeland's value of 13.68 is 68.7% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #437 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #437 out of 1501 companies for FCF Yield %. This puts SpareBank 1 Ringerike Hadeland in the upper half of its industry. The industry median FCF Yield % is 8.11. SpareBank 1 Ringerike Hadeland's value of 13.68 is 68.7% above this benchmark. While the company's 10-year median is 4.37 vs. the industry median of 8.11, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current FCF Yield % of 13.68 is 68.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current FCF Yield % is 13.68, which is 213% above median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Modestly Overvalued. The stock's GF Value™ is kr391.04, compared to a current price of kr445.00 — trading 13.8% above its estimated fair value. The current FCF Yield % is 13.68, which is 213% above median its 10-year median of 4.37 and 68.7% above the Banks industry median of 8.11. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current FCF Yield % is 13.68 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr445.00 is trading 13.8% above its estimated GF Value™ of kr391.04.
GuruFocus considers SpareBank 1 Ringerike Hadeland to be Modestly Overvalued.
Key valuation signals for OSL:RING:
FCF Yield %: 13.68 (213% above median its 10-year median of 4.37)
GF Value™: kr391.04 vs. price of kr445.00 (13.8% above fair value)
Industry Position: 68.7% above the Banks median (#437 of 1501)
No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
62GF Score
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