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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-19), SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum % is 8.38%.
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
SpareBank 1 Ringerike Hadeland 12-1 Month Momentum % Related Terms
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ringerike Hadeland (OSL:RING) has a 12-1 Month Momentum % of 8.38% as of Aug. 19, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1012 out of 1591 companies in the Banks industry, placing it in the top 63.6%.
Is SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum % too high?
SpareBank 1 Ringerike Hadeland's current 12-1 Month Momentum % is 8.38%. The Banks industry median 12-1 Month Momentum % is 20.22. SpareBank 1 Ringerike Hadeland's value of 8.38% is 58.6% below this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #1012 out of 1591 companies in the Banks industry, which is below the industry midpoint. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's 12-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1012 out of 1591 companies for 12-1 Month Momentum %. This places SpareBank 1 Ringerike Hadeland in the lower half of its industry. The industry median 12-1 Month Momentum % is 20.22. SpareBank 1 Ringerike Hadeland's value of 8.38% is 58.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 20.22, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current 12-1 Month Momentum % of 8.38% is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current 12-1 Month Momentum % is 8.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Modestly Overvalued. The stock's GF Value™ is kr391.18, compared to a current price of kr446.60 — trading 14.2% above its estimated fair value. The current 12-1 Month Momentum % is 8.38% and 58.6% below the Banks industry median of 20.22. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current 12-1 Month Momentum % is 8.38% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr446.60 is trading 14.2% above its estimated GF Value™ of kr391.18.
GuruFocus considers SpareBank 1 Ringerike Hadeland to be Modestly Overvalued.
Key valuation signals for OSL:RING:
12-1 Month Momentum %: 8.38%
GF Value™: kr391.18 vs. price of kr446.60 (14.2% above fair value)
Industry Position: 58.6% below the Banks median (#1012 of 1591)
No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
62GF Score
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