SpareBank 1 Ringerike Hadeland (OSL:RING) PS Ratio: 4.73 (As of Jul. 04, 2026) — Near Median


OSL:RING SpareBank 1 Ringerike Hadeland OSL:RING
66 GF Score
Price kr429.40
GF Value kr401.24
Valuation Fairly Valued
! 7 Warning Signs
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What is SpareBank 1 Ringerike Hadeland PS Ratio?

SpareBank 1 Ringerike Hadeland OSL:RING -1.29% 66 PS Ratio is 4.73 as of Jul. 04, 2026, which is 5% above its 10-year median of 4.52. GuruFocus rates OSL:RING with a GF Score™ of 66/100 and a GF Value™ of kr401.24 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, SpareBank 1 Ringerike Hadeland ranks worse than 82.4% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SpareBank 1 Ringerike Hadeland's share price is kr429.40. SpareBank 1 Ringerike Hadeland's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr90.69. Hence, SpareBank 1 Ringerike Hadeland's PS Ratio for today is 4.73.

Warning Sign:

SpareBank 1 Ringerike Hadeland stock PS Ratio (=4.73) is close to 2-year high of 5.24.

The historical rank and industry rank for SpareBank 1 Ringerike Hadeland's PS Ratio or its related term are showing as below:

OSL:RING' s PS Ratio Range Over the Past 10 Years
Min: 3.52   Med: 4.52   Max: 7.1
Current: 4.73

During the past 13 years, SpareBank 1 Ringerike Hadeland's highest PS Ratio was 7.10. The lowest was 3.52. And the median was 4.52.

OSL:RING's PS Ratio is ranked worse than
82.4% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs OSL:RING: 4.73

SpareBank 1 Ringerike Hadeland's Revenue per Sharefor the three months ended in Mar. 2026 was kr21.14. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr90.69.

Warning Sign:

SpareBank 1 Ringerike Hadeland revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of SpareBank 1 Ringerike Hadeland was 6.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 16.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 14.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 7.30% per year.

During the past 13 years, SpareBank 1 Ringerike Hadeland's highest 3-Year average Revenue per Share Growth Rate was 16.40% per year. The lowest was -59.20% per year. And the median was 4.60% per year.

Back to Basics: PS Ratio


SpareBank 1 Ringerike Hadeland  (OSL:RING) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


SpareBank 1 Ringerike Hadeland PS Ratio Related Terms


SpareBank 1 Ringerike Hadeland PS Ratio Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ringerike Hadeland's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ringerike Hadeland PS Ratio Chart

SpareBank 1 Ringerike Hadeland Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.37 5.84 4.50 4.07 4.75

SpareBank 1 Ringerike Hadeland Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.41 4.18 4.46 4.75 4.94

SpareBank 1 Ringerike Hadeland PS Ratio Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ringerike Hadeland PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's PS Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ringerike Hadeland's PS Ratio falls into.


OSL:RING
66GF Score
SpareBank 1 Ringerike Hadeland OSL:RING
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Ringerike Hadeland PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

SpareBank 1 Ringerike Hadeland's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=429.40/90.692
=4.73

SpareBank 1 Ringerike Hadeland's Share Price of today is kr429.40.
SpareBank 1 Ringerike Hadeland's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr90.69.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.73 mean?
SpareBank 1 Ringerike Hadeland (OSL:RING) has a PS Ratio of 4.73 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is near median its historical median of 4.52. Over the past decade, SpareBank 1 Ringerike Hadeland's PS Ratio has ranged from 3.52 to 7.10. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1250 out of 1517 companies in the Banks industry, placing it in the top 82.4%.
Is SpareBank 1 Ringerike Hadeland's PS Ratio too high?
SpareBank 1 Ringerike Hadeland's current PS Ratio of 4.73 is near median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 3.52 to a high of 7.10. The Banks industry median PS Ratio is 2.98. SpareBank 1 Ringerike Hadeland's value of 4.73 is 58.7% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #1250 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's PS Ratio compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1250 out of 1517 companies for PS Ratio. This places SpareBank 1 Ringerike Hadeland in the lower half of its industry. The industry median PS Ratio is 2.98. SpareBank 1 Ringerike Hadeland's value of 4.73 is 58.7% above this benchmark. Historically, SpareBank 1 Ringerike Hadeland's own PS Ratio has ranged from 3.52 to 7.10 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 2.98, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current PS Ratio of 4.73 is 58.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current PS Ratio is 4.73, which is near median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Fairly Valued. The stock's GF Value™ is kr401.24, compared to a current price of kr429.40 — trading 7% above its estimated fair value. The current PS Ratio is 4.73, which is near median its 10-year median of 4.52 and 58.7% above the Banks industry median of 2.98. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current PS Ratio is 4.73 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued. The current stock price of kr429.40 is trading 7% above its estimated GF Value™ of kr401.24. GuruFocus considers SpareBank 1 Ringerike Hadeland to be Fairly Valued.

Key valuation signals for OSL:RING:

  • PS Ratio: 4.73 (near median its 10-year median of 4.52)
  • GF Value™: kr401.24 vs. price of kr429.40 (7% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 58.7% above the Banks median (#1250 of 1517)

No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ringerike Hadeland Business Description

Address Sondre Torv 6, Honefoss, NOR, 3510
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
66GF Score

Get the complete analysis for OSL:RING

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr429.40
Price
kr401.24
GF Value