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What is SpareBank 1 Ringerike Hadeland FCF Margin %?
SpareBank 1 Ringerike HadelandOSL:RING 62 FCF Margin % is 282.72% as of Jun. 2026, which is 1140% above its 10-year median of 22.80. GuruFocus rates OSL:RING with a GF Score™ of 62/100 and a GF Value™ of kr391.04 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,503 Banks companies, SpareBank 1 Ringerike Hadeland ranks better than 80.64% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ringerike Hadeland (OSL:RING) has a FCF Margin % of 282.72% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is 1140% above median its historical median of 22.80. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #291 out of 1503 companies in the Banks industry, placing it in the top 19.4%.
Is SpareBank 1 Ringerike Hadeland's FCF Margin % too high?
SpareBank 1 Ringerike Hadeland's current FCF Margin % of 282.72% is 1140% above median its 10-year median of 22.80. The Banks industry median FCF Margin % is 27.11. SpareBank 1 Ringerike Hadeland's value of 282.72% is 942.9% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #291 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #291 out of 1503 companies for FCF Margin %. This places SpareBank 1 Ringerike Hadeland in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.11. SpareBank 1 Ringerike Hadeland's value of 282.72% is 942.9% above this benchmark. While the company's 10-year median is 22.80 vs. the industry median of 27.11, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current FCF Margin % of 282.72% is 942.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median FCF Margin % is 27.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current FCF Margin % is 282.72%, which is 1140% above median its own 10-year median of 22.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Modestly Overvalued. The stock's GF Value™ is kr391.04, compared to a current price of kr445.00 — trading 13.8% above its estimated fair value. The current FCF Margin % is 282.72%, which is 1140% above median its 10-year median of 22.80 and 942.9% above the Banks industry median of 27.11. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current FCF Margin % is 282.72% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr445.00 is trading 13.8% above its estimated GF Value™ of kr391.04.
GuruFocus considers SpareBank 1 Ringerike Hadeland to be Modestly Overvalued.
Key valuation signals for OSL:RING:
FCF Margin %: 282.72% (1140% above median its 10-year median of 22.80)
GF Value™: kr391.04 vs. price of kr445.00 (13.8% above fair value)
Industry Position: 942.9% above the Banks median (#291 of 1503)
No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
62GF Score
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