SpareBank 1 Ringerike Hadeland (OSL:RING) Retained Earnings: kr0 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:RING SpareBank 1 Ringerike Hadeland OSL:RING
66 GF Score
Price kr422.00
GF Value kr404.71
Valuation Fairly Valued
! 5 Warning Signs
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What is SpareBank 1 Ringerike Hadeland Retained Earnings?

SpareBank 1 Ringerike Hadeland OSL:RING 66 Retained Earnings is kr0 Mil as of Mar. 2026. GuruFocus rates OSL:RING with a GF Score™ of 66/100 and a GF Value™ of kr404.71 (Fairly Valued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SpareBank 1 Ringerike Hadeland's retained earnings for the quarter that ended in Mar. 2026 was kr0 Mil.


SpareBank 1 Ringerike Hadeland  (OSL:RING) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SpareBank 1 Ringerike Hadeland Retained Earnings Historical Data

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The historical data trend for SpareBank 1 Ringerike Hadeland's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ringerike Hadeland Retained Earnings Chart

SpareBank 1 Ringerike Hadeland Annual Data
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SpareBank 1 Ringerike Hadeland Quarterly Data
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OSL:RING
66GF Score
SpareBank 1 Ringerike Hadeland OSL:RING
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Ringerike Hadeland Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of kr0 Mil mean?
SpareBank 1 Ringerike Hadeland (OSL:RING) has a Retained Earnings of kr0 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SpareBank 1 Ringerike Hadeland and its competitors.
Is SpareBank 1 Ringerike Hadeland's Retained Earnings too high?
SpareBank 1 Ringerike Hadeland's current Retained Earnings is kr0 Mil. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's Retained Earnings compare to competitors?
SpareBank 1 Ringerike Hadeland's Retained Earnings of kr0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. SpareBank 1 Ringerike Hadeland's current Retained Earnings is kr0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Fairly Valued. The stock's GF Value™ is kr404.71, compared to a current price of kr422.00 — trading 4.3% above its estimated fair value. The current Retained Earnings is kr0 Mil. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current Retained Earnings is kr0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued. The current stock price of kr422.00 is trading 4.3% above its estimated GF Value™ of kr404.71. GuruFocus considers SpareBank 1 Ringerike Hadeland to be Fairly Valued.

Key valuation signals for OSL:RING:

  • Retained Earnings: kr0 Mil
  • GF Value™: kr404.71 vs. price of kr422.00 (4.3% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ringerike Hadeland Business Description

Address Sondre Torv 6, Honefoss, NOR, 3510
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
66GF Score

Get the complete analysis for OSL:RING

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr422.00
Price
kr404.71
GF Value