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SpareBank 1 Ringerike HadelandOSL:RING 62 EV-to-OCF is 11.86 as of Aug. 16, 2026, which is 6% below its 10-year median of 12.58. GuruFocus rates OSL:RING with a GF Score™ of 62/100 and a GF Value™ of kr391.04 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,496 Banks companies, SpareBank 1 Ringerike Hadeland ranks worse than 95.86% on this metric.
The historical rank and industry rank for SpareBank 1 Ringerike Hadeland's EV-to-OCF or its related term are showing as below:
OSL:RING'
s EV-to-OCF Range Over the Past 10 Years
Min: -196.67 Med: 12.58 Max: 808.14
Current: 11.86
During the past 13 years, the highest EV-to-OCF of SpareBank 1 Ringerike Hadeland was 808.14. The lowest was -196.67. And the median was 12.58.
OSL:RING's EV-to-OCF is ranked worse than 95.86% of 1496
companies
in the Banks industry
Industry Median: 3.88
vs OSL:RING: 11.86
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SpareBank 1 Ringerike Hadeland's PE Ratio (TTM) for today is calculated as:
SpareBank 1 Ringerike Hadeland's share price for today is kr445.00.
SpareBank 1 Ringerike Hadeland's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr44.500.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SpareBank 1 Ringerike Hadeland EV-to-OCF Related Terms
SpareBank 1 Ringerike Hadeland EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's EV-to-OCF falls into.
SpareBank 1 Ringerike Hadeland's current Enterprise Value is kr11,303 Mil.
SpareBank 1 Ringerike Hadeland's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr953 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ringerike Hadeland (OSL:RING) has a EV-to-OCF of 11.86 as of Aug. 16, 2026. This is near median its historical median of 12.58. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1434 out of 1496 companies in the Banks industry, placing it in the top 95.9%.
Is SpareBank 1 Ringerike Hadeland's EV-to-OCF too high?
SpareBank 1 Ringerike Hadeland's current EV-to-OCF of 11.86 is near median its 10-year median of 12.58. The Banks industry median EV-to-OCF is 3.88. SpareBank 1 Ringerike Hadeland's value of 11.86 is 205.7% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #1434 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1434 out of 1496 companies for EV-to-OCF. This places SpareBank 1 Ringerike Hadeland in the lower half of its industry. The industry median EV-to-OCF is 3.88. SpareBank 1 Ringerike Hadeland's value of 11.86 is 205.7% above this benchmark. While the company's 10-year median is 12.58 vs. the industry median of 3.88, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.88, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current EV-to-OCF of 11.86 is 205.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current EV-to-OCF is 11.86, which is near median its own 10-year median of 12.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Modestly Overvalued. The stock's GF Value™ is kr391.04, compared to a current price of kr445.00 — trading 13.8% above its estimated fair value. The current EV-to-OCF is 11.86, which is near median its 10-year median of 12.58 and 205.7% above the Banks industry median of 3.88. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current EV-to-OCF is 11.86 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr445.00 is trading 13.8% above its estimated GF Value™ of kr391.04.
GuruFocus considers SpareBank 1 Ringerike Hadeland to be Modestly Overvalued.
Key valuation signals for OSL:RING:
EV-to-OCF: 11.86 (near median its 10-year median of 12.58)
GF Value™: kr391.04 vs. price of kr445.00 (13.8% above fair value)
Industry Position: 205.7% above the Banks median (#1434 of 1496)
No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
62GF Score
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