Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Mar. 2026,
Saigon Treasure Commercial Joint Stock Bank paid₫0 Mil more to buy back shares than it received from issuing new shares.
It spent₫24,412 Mil paying down its debt.
It paid₫0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It received₫0 Mil from paying cash dividends to shareholders.
It received₫0 Mil on other financial activities.
In all, Saigon Treasure Commercial Joint Stock Bankspent₫24,412 Mil on financial activities for the
three
months ended in Mar. 2026.
Saigon Treasure Commercial Joint Stock Bank (STC:STB) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Saigon Treasure Commercial Joint Stock Bank's issuance of stock for the
three
months ended in Mar. 2026 was ₫0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Saigon Treasure Commercial Joint Stock Bank's repurchase of stock for the
three
months ended in Mar. 2026 was ₫0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Saigon Treasure Commercial Joint Stock Bank's net issuance of debt for the
three
months ended in Mar. 2026 was ₫-24,412 Mil.
Saigon Treasure Commercial Joint Stock Bank spent₫24,412 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Saigon Treasure Commercial Joint Stock Bank's net issuance of preferred for the
three
months ended in Mar. 2026 was ₫0 Mil.
Saigon Treasure Commercial Joint Stock Bank paid₫0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Saigon Treasure Commercial Joint Stock Bank's cash flow for dividends for the
three
months ended in Mar. 2026 was ₫0 Mil.
Saigon Treasure Commercial Joint Stock Bank received₫0 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Saigon Treasure Commercial Joint Stock Bank's other financing for the
three
months ended in Mar. 2026 was ₫0 Mil.
Saigon Treasure Commercial Joint Stock Bank received₫0 Mil on other financial activities.
Saigon Treasure Commercial Joint Stock Bank Cash Flow from Financing Related Terms
Saigon Treasure Commercial Joint Stock Bank Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saigon Treasure Commercial Joint Stock Bank Cash Flow from Financing Chart
Saigon Treasure Commercial Joint Stock Bank Annual Data
Saigon Treasure Commercial Joint Stock Bank Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-2,205,076 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₫-2,205,076 Mil mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a Cash Flow from Financing of ₫-2,205,076 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Saigon Treasure Commercial Joint Stock Bank and its competitors.
Is Saigon Treasure Commercial Joint Stock Bank's Cash Flow from Financing too high?
Saigon Treasure Commercial Joint Stock Bank's current Cash Flow from Financing is ₫-2,205,076 Mil. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's Cash Flow from Financing compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's Cash Flow from Financing of ₫-2,205,076 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Saigon Treasure Commercial Joint Stock Bank and its competitors. Saigon Treasure Commercial Joint Stock Bank's current Cash Flow from Financing is ₫-2,205,076 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,610.30, compared to a current price of ₫70,100.00 — trading 35.8% above its estimated fair value. The current Cash Flow from Financing is ₫-2,205,076 Mil. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current Cash Flow from Financing is ₫-2,205,076 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫70,100.00 is trading 35.8% above its estimated GF Value™ of ₫51,610.30.
GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.
Key valuation signals for STC:STB:
Cash Flow from Financing: ₫-2,205,076 Mil
GF Value™: ₫51,610.30 vs. price of ₫70,100.00 (35.8% above fair value)
No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon Treasure Commercial Joint Stock Bank Business Description
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score
Get the complete analysis for STC:STB
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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