Saigon Treasure Commercial Joint Stock Bank (STC:STB) ROCE %: % (As of Mar. 2026)


STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
78 GF Score
Price ₫71,200.00
GF Value ₫51,706.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank ROCE %?

Saigon Treasure Commercial Joint Stock Bank STC:STB -0.70% 78 ROCE % is % as of Mar. 2026. GuruFocus rates STC:STB with a GF Score™ of 78/100 and a GF Value™ of ₫51,706.49 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STC:STB
78GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a ROCE % of % as of Mar. 2026.
Is Saigon Treasure Commercial Joint Stock Bank's ROCE % too high?
Saigon Treasure Commercial Joint Stock Bank's current ROCE % is %. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's ROCE % compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon Treasure Commercial Joint Stock Bank's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,706.49, compared to a current price of ₫71,200.00 — trading 37.7% above its estimated fair value. The current ROCE % is %. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫71,200.00 is trading 37.7% above its estimated GF Value™ of ₫51,706.49. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • ROCE %: %
  • GF Value™: ₫51,706.49 vs. price of ₫71,200.00 (37.7% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
78GF Score

Get the complete analysis for STC:STB

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫71,200.00
Price
₫51,706.49
GF Value