Saigon Treasure Commercial Joint Stock Bank (STC:STB) EPS (Basic): ₫4,067.83 (TTM As of Mar. 2026)


STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
78 GF Score
Price ₫71,700.00
GF Value ₫51,690.06
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank EPS (Basic)?

Saigon Treasure Commercial Joint Stock Bank STC:STB 78 EPS (Basic) is ₫4,067.83 as of Mar. 2026. GuruFocus rates STC:STB with a GF Score™ of 78/100 and a GF Value™ of ₫51,690.06 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Saigon Treasure Commercial Joint Stock Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₫2,454.00. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫4,067.83.

Saigon Treasure Commercial Joint Stock Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₫2,454.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫4,067.83.

Saigon Treasure Commercial Joint Stock Bank's EPS without NRI for the three months ended in Mar. 2026 was ₫2,454.00. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4,067.83.

During the past 12 months, Saigon Treasure Commercial Joint Stock Bank's average EPS without NRIGrowth Rate was -59.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 26.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 29.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 41.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Saigon Treasure Commercial Joint Stock Bank's highest 3-Year average EPS without NRI Growth Rate was 233.70% per year. The lowest was -73.50% per year. And the median was 13.40% per year.


Saigon Treasure Commercial Joint Stock Bank  (STC:STB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Saigon Treasure Commercial Joint Stock Bank EPS (Basic) Related Terms


Saigon Treasure Commercial Joint Stock Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Saigon Treasure Commercial Joint Stock Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon Treasure Commercial Joint Stock Bank EPS (Basic) Chart

Saigon Treasure Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,632.00 2,380.00 3,622.00 4,751.00 3,150.00

Saigon Treasure Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,767.00 1,534.89 1,538.97 -1,460.03 2,454.00
STC:STB
78GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Saigon Treasure Commercial Joint Stock Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Saigon Treasure Commercial Joint Stock Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(5939111-0)/1885.216
=3,150.36

Saigon Treasure Commercial Joint Stock Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1584404-0)/1885.216
=840.44

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫4,067.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₫4,067.83 mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a EPS (Basic) of ₫4,067.83 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors.
Is Saigon Treasure Commercial Joint Stock Bank's EPS (Basic) too high?
Saigon Treasure Commercial Joint Stock Bank's current EPS (Basic) is ₫4,067.83. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's EPS (Basic) compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's EPS (Basic) of ₫4,067.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors. Saigon Treasure Commercial Joint Stock Bank's current EPS (Basic) is ₫4,067.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,690.06, compared to a current price of ₫71,700.00 — trading 38.7% above its estimated fair value. The current EPS (Basic) is ₫4,067.83. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current EPS (Basic) is ₫4,067.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫71,700.00 is trading 38.7% above its estimated GF Value™ of ₫51,690.06. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • EPS (Basic): ₫4,067.83
  • GF Value™: ₫51,690.06 vs. price of ₫71,700.00 (38.7% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
78GF Score

Get the complete analysis for STC:STB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫71,700.00
Price
₫51,690.06
GF Value