Saigon Treasure Commercial Joint Stock Bank (STC:STB) Interest Expense: ₫-33,124,025 Mil (TTM As of Mar. 2026)


STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
71 GF Score
Price ₫74,900.00
GF Value ₫51,722.93
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank Interest Expense?

Saigon Treasure Commercial Joint Stock Bank STC:STB +1.63% 71 Interest Expense is ₫-33,124,025 Mil as of Mar. 2026. GuruFocus rates STC:STB with a GF Score™ of 71/100 and a GF Value™ of ₫51,722.93 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Saigon Treasure Commercial Joint Stock Bank's interest expense for the three months ended in Mar. 2026 was ₫ -9,109,478 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫-33,124,025 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Saigon Treasure Commercial Joint Stock Bank's Operating Income for the three months ended in Mar. 2026 was ₫ Mil. Saigon Treasure Commercial Joint Stock Bank's Interest Expense for the three months ended in Mar. 2026 was ₫ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Saigon Treasure Commercial Joint Stock Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Saigon Treasure Commercial Joint Stock Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon Treasure Commercial Joint Stock Bank Interest Expense Chart

Saigon Treasure Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17,726,249.00 -20,243,714.00 -33,854,996.00 -25,457,023.00 -30,800,235.00

Saigon Treasure Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6,785,688.00 -7,272,905.00 -8,072,517.00 -8,669,125.00 -9,109,478.00
STC:STB
71GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Saigon Treasure Commercial Joint Stock Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-33,124,025 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₫-33,124,025 Mil mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a Interest Expense of ₫-33,124,025 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors.
Is Saigon Treasure Commercial Joint Stock Bank's Interest Expense too high?
Saigon Treasure Commercial Joint Stock Bank's current Interest Expense is ₫-33,124,025 Mil. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's Interest Expense compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's Interest Expense of ₫-33,124,025 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors. Saigon Treasure Commercial Joint Stock Bank's current Interest Expense is ₫-33,124,025 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,722.93, compared to a current price of ₫74,900.00 — trading 44.8% above its estimated fair value. The current Interest Expense is ₫-33,124,025 Mil. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current Interest Expense is ₫-33,124,025 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫74,900.00 is trading 44.8% above its estimated GF Value™ of ₫51,722.93. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • Interest Expense: ₫-33,124,025 Mil
  • GF Value™: ₫51,722.93 vs. price of ₫74,900.00 (44.8% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score

Get the complete analysis for STC:STB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫74,900.00
Price
₫51,722.93
GF Value