Saigon Treasure Commercial Joint Stock Bank (STC:STB) Tax Rate %: 24.77% (As of Mar. 2026)


STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
71 GF Score
Price ₫70,800.00
GF Value ₫51,571.56
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank Tax Rate %?

Saigon Treasure Commercial Joint Stock Bank STC:STB 71 Tax Rate % is 24.77% as of Mar. 2026. GuruFocus rates STC:STB with a GF Score™ of 71/100 and a GF Value™ of ₫51,571.56 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Saigon Treasure Commercial Joint Stock Bank's Tax Expense for the three months ended in Mar. 2026 was ₫521,801 Mil. Saigon Treasure Commercial Joint Stock Bank's Pre-Tax Income for the three months ended in Mar. 2026 was ₫2,106,205 Mil. Therefore, Saigon Treasure Commercial Joint Stock Bank's Tax Rate % for the quarter that ended in Mar. 2026 was 24.77%.

Saigon Treasure Commercial Joint Stock Bank Tax Rate % Related Terms

Saigon Treasure Commercial Joint Stock Bank Tax Rate % Historical Data

* Premium members only.

The historical data trend for Saigon Treasure Commercial Joint Stock Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon Treasure Commercial Joint Stock Bank Tax Rate % Chart

Saigon Treasure Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.47 20.48 19.56 20.70 22.14

Saigon Treasure Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.16 20.88 20.66 18.09 24.77
STC:STB
71GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saigon Treasure Commercial Joint Stock Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Saigon Treasure Commercial Joint Stock Bank's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1688914/7628025
=22.14 %

Saigon Treasure Commercial Joint Stock Bank's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=521801/2106205
=24.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 24.77% mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a Tax Rate % of 24.77% as of Mar. 2026.
Is Saigon Treasure Commercial Joint Stock Bank's Tax Rate % too high?
Saigon Treasure Commercial Joint Stock Bank's current Tax Rate % is 24.77%. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's Tax Rate % compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's Tax Rate % of 24.77% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Saigon Treasure Commercial Joint Stock Bank's current Tax Rate % is 24.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,571.56, compared to a current price of ₫70,800.00 — trading 37.3% above its estimated fair value. The current Tax Rate % is 24.77%. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current Tax Rate % is 24.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫70,800.00 is trading 37.3% above its estimated GF Value™ of ₫51,571.56. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • Tax Rate %: 24.77%
  • GF Value™: ₫51,571.56 vs. price of ₫70,800.00 (37.3% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score

Get the complete analysis for STC:STB

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫70,800.00
Price
₫51,571.56
GF Value