Saigon Treasure Commercial Joint Stock Bank (STC:STB) Operating Income

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
71 GF Score
Price ₫70,100.00
GF Value ₫51,636.13
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank Operating Income?

Operating Income does not apply to banks and insurance companies.

STC:STB
71GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫70,100.00 is trading 35.8% above its estimated GF Value™ of ₫51,636.13. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • Operating Income:
  • GF Value™: ₫51,636.13 vs. price of ₫70,100.00 (35.8% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score

Get the complete analysis for STC:STB

Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫70,100.00
Price
₫51,636.13
GF Value