Saigon Treasure Commercial Joint Stock Bank (STC:STB) Current Deferred Revenue

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
71 GF Score
Price ₫69,800.00
GF Value ₫51,674.88
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saigon Treasure Commercial Joint Stock Bank Current Deferred Revenue?

Current Deferred Revenue does not apply to banks.


Saigon Treasure Commercial Joint Stock Bank Current Deferred Revenue Related Terms

STC:STB
71GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
Current Deferred Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫69,800.00 is trading 35.1% above its estimated GF Value™ of ₫51,674.88. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • Current Deferred Revenue:
  • GF Value™: ₫51,674.88 vs. price of ₫69,800.00 (35.1% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score

Get the complete analysis for STC:STB

Current Deferred Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫69,800.00
Price
₫51,674.88
GF Value