Saigon Treasure Commercial Joint Stock Bank (STC:STB) Ending Cash Position: ₫135,785,049 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:STB Saigon Treasure Commercial Joint Stock Bank STC:STB
71 GF Score
Price ₫71,800.00
GF Value ₫51,687.79
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Saigon Treasure Commercial Joint Stock Bank Ending Cash Position?

Saigon Treasure Commercial Joint Stock Bank STC:STB +2.87% 71 Ending Cash Position is ₫135,785,049 Mil as of Mar. 2026. GuruFocus rates STC:STB with a GF Score™ of 71/100 and a GF Value™ of ₫51,687.79 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position for the quarter that ended in Mar. 2026 was ₫135,785,049 Mil.

Saigon Treasure Commercial Joint Stock Bank's quarterly Ending Cash Position increased from Sep. 2025 (₫137,734,541 Mil) to Dec. 2025 (₫194,472,583 Mil) but then declined from Dec. 2025 (₫194,472,583 Mil) to Mar. 2026 (₫135,785,049 Mil).

Saigon Treasure Commercial Joint Stock Bank's annual Ending Cash Position increased from Dec. 2023 (₫70,507,716 Mil) to Dec. 2024 (₫106,493,055 Mil) and increased from Dec. 2024 (₫106,493,055 Mil) to Dec. 2025 (₫194,472,583 Mil).


Saigon Treasure Commercial Joint Stock Bank Ending Cash Position Related Terms


Saigon Treasure Commercial Joint Stock Bank Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon Treasure Commercial Joint Stock Bank Ending Cash Position Chart

Saigon Treasure Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28,070,625.00 45,104,295.00 70,507,716.00 106,493,055.00 194,472,583.00

Saigon Treasure Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 100,235,226.00 125,490,456.00 137,734,541.00 194,472,583.00 135,785,049.00
STC:STB
71GF Score
Saigon Treasure Commercial Joint Stock Bank STC:STB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saigon Treasure Commercial Joint Stock Bank Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=106493055+87979528
=194,472,583

Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=194472583+-58687534
=135,785,049

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of ₫135,785,049 Mil mean?
Saigon Treasure Commercial Joint Stock Bank (STC:STB) has a Ending Cash Position of ₫135,785,049 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors.
Is Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position too high?
Saigon Treasure Commercial Joint Stock Bank's current Ending Cash Position is ₫135,785,049 Mil. Overall, Saigon Treasure Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position compare to competitors?
Saigon Treasure Commercial Joint Stock Bank's Ending Cash Position of ₫135,785,049 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Saigon Treasure Commercial Joint Stock Bank and its competitors. Saigon Treasure Commercial Joint Stock Bank's current Ending Cash Position is ₫135,785,049 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Treasure Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank (STC:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫51,687.79, compared to a current price of ₫71,800.00 — trading 38.9% above its estimated fair value. The current Ending Cash Position is ₫135,785,049 Mil. Saigon Treasure Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Saigon Treasure Commercial Joint Stock Bank (STC:STB), the current Ending Cash Position is ₫135,785,049 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Treasure Commercial Joint Stock Bank (STC:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Treasure Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫71,800.00 is trading 38.9% above its estimated GF Value™ of ₫51,687.79. GuruFocus considers Saigon Treasure Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:STB:

  • Ending Cash Position: ₫135,785,049 Mil
  • GF Value™: ₫51,687.79 vs. price of ₫71,800.00 (38.9% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the STC:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Treasure Commercial Joint Stock Bank Business Description

Address 266-268 Nam Ky Khoi Nghia Street, Xuan Hoa Ward, Ho Chi Minh City, VNM
Saigon Treasure Commercial Joint Stock Bank is a Vietnam-based company that provides commercial banking services. Its principal activities are to mobilize short, medium, and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium, and long-term loans, investments in associate, joint-ventures, and other companies. The company also provides settlement services to customers, deals in foreign exchange & gold, provides international settlements services, invests in bonds, & offers other banking services. Geographically, the company operates in the Northern Region, the Central Region, and the Southern Region, & the majority of its revenue is generated from the Southern Region.
71GF Score

Get the complete analysis for STC:STB

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫71,800.00
Price
₫51,687.79
GF Value