LSBK (Lake Shore Bancorp) Cash per Share: $7.84 (As of Mar. 2026)

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Lake Shore Bancorp Inc LSBK

63 GF Score

Price $17.20

GF Value $13.98

Valuation Modestly Overvalued

4 Warning Signs

View Full Analysis

What is Lake Shore Bancorp Cash per Share?

Lake Shore Bancorp LSBK +0.88% 63 Cash per Share is $7.84 as of Mar. 2026. GuruFocus rates LSBK with a GF Score™ of 63/100 and a GF Value™ of $13.98 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Lake Shore Bancorp's Cash per Share for the quarter that ended in Mar. 2026 was $7.84.

Lake Shore Bancorp (NAS:LSBK) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Lake Shore Bancorp Cash per Share Related Terms

Lake Shore Bancorp Cash per Share Historical Data

* Premium members only.

The historical data trend for Lake Shore Bancorp's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lake Shore Bancorp Cash per Share Chart

Lake Shore Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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11.87

1.69

9.66

5.93

8.20

Lake Shore Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Cash per Share	Get a 7-Day Free Trial															5.28	13.09	11.44	8.20	7.84

63GF Score

Lake Shore Bancorp Inc LSBK

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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Lake Shore Bancorp Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Lake Shore Bancorp's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	64.28	/	7.84
	=	8.20

Lake Shore Bancorp's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	61.607	/	7.86
	=	7.84

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of $7.84 mean?

Lake Shore Bancorp (LSBK) has a Cash per Share of $7.84 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Lake Shore Bancorp and its competitors.

Is Lake Shore Bancorp's Cash per Share too high?

Lake Shore Bancorp's current Cash per Share is $7.84. Overall, Lake Shore Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Lake Shore Bancorp's Cash per Share compare to AFBI and CMRB?

Lake Shore Bancorp's Cash per Share of $7.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Banks company?

A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Lake Shore Bancorp and its competitors. Lake Shore Bancorp's current Cash per Share is $7.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Lake Shore Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.98, compared to a current price of $17.20 — trading 23% above its estimated fair value. The current Cash per Share is $7.84. Lake Shore Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current Cash per Share is $7.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Shore Bancorp (LSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued. The current stock price of $17.20 is trading 23% above its estimated GF Value™ of $13.98. GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.

Key valuation signals for LSBK:

Cash per Share: $7.84
GF Value™: $13.98 vs. price of $17.20 (23% above fair value)
GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lake Shore Bancorp Business Description

Industry Financial Services Banks

Comparable Companies AFBI CMRB CBBI WRIV FMBM FFDF DIMC BEOB SRBK CCNB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 31 East Fourth Street, Dunkirk, NY, USA, 14048

Website https://www.mylsbank.com

Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.

63GF Score

Get the complete analysis for LSBK

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20

Price

$13.98

GF Value

View LSBK Analysis

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