LSBK (Lake Shore Bancorp) Tariff Resilience Score: 10/10 (As of Jun. 28, 2026)


LSBK Lake Shore Bancorp Inc LSBK
63 GF Score
Price $17.28
GF Value $14.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Lake Shore Bancorp Tariff Resilience Score?

Lake Shore Bancorp LSBK +2.76% 63 Tariff Resilience Score is 10 as of Jun. 28, 2026. GuruFocus rates LSBK with a GF Score™ of 63/100 and a GF Value™ of $14.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,610 Banks companies, Lake Shore Bancorp ranks better than 99.94% on this metric.

Lake Shore Bancorp has the Tariff Resilience Score of 10, which implies that the company might have Highly Resilient.

Lake Shore Bancorp has Primarily domestic operations with no significant international supply chain exposure. Financial services are largely unaffected by tariffs, providing high resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lake Shore Bancorp might have Highly Resilient.

Lake Shore Bancorp  (NAS:LSBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lake Shore Bancorp Tariff Resilience Score Related Terms

LSBK vs BBNA, CCNB, FMBM: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Lake Shore Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lake Shore Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Lake Shore Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lake Shore Bancorp's Tariff Resilience Score falls into.


LSBK
63GF Score
Lake Shore Bancorp Inc LSBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 10 mean?
Lake Shore Bancorp (LSBK) has a Tariff Resilience Score of 10 as of Jun. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lake Shore Bancorp ranks #1 out of 1610 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Lake Shore Bancorp's Tariff Resilience Score too high?
Lake Shore Bancorp's current Tariff Resilience Score is 10. Based on the distribution chart, Lake Shore Bancorp ranks #1 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lake Shore Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's Tariff Resilience Score compare to BBNA and CCNB?
According to the Banks industry distribution chart, Lake Shore Bancorp ranks #1 out of 1610 companies for Tariff Resilience Score. This places Lake Shore Bancorp in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lake Shore Bancorp's current Tariff Resilience Score is 10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.03, compared to a current price of $17.28 — trading 23.2% above its estimated fair value. The current Tariff Resilience Score is 10. Lake Shore Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current Tariff Resilience Score is 10 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Shore Bancorp (LSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued. The current stock price of $17.28 is trading 23.2% above its estimated GF Value™ of $14.03. GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.

Key valuation signals for LSBK:

  • Tariff Resilience Score: 10
  • GF Value™: $14.03 vs. price of $17.28 (23.2% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lake Shore Bancorp Business Description

Address 31 East Fourth Street, Dunkirk, NY, USA, 14048
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
63GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.28
Price
$14.03
GF Value