LSBK (Lake Shore Bancorp) Dividends per Share: $0.27 (TTM As of Mar. 2026)


LSBK Lake Shore Bancorp Inc LSBK
62 GF Score
Price $17.50
GF Value $14.02
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Lake Shore Bancorp Dividends per Share?

Lake Shore Bancorp LSBK -1.74% 62 Dividends per Share is $0.27 as of Mar. 2026. GuruFocus rates LSBK with a GF Score™ of 62/100 and a GF Value™ of $14.02 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Lake Shore Bancorp's dividends per share for the three months ended in Mar. 2026 was $0.09. Its dividends per share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.27. Its Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.35. As of today, Lake Shore Bancorp's Dividend Yield % is 2.06%.

During the past 12 months, Lake Shore Bancorp's average Dividends Per Share Growth Rate was -62.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -19.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lake Shore Bancorp was 88.20% per year. The lowest was -19.10% per year. And the median was 9.10% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Lake Shore Bancorp  (NAS:LSBK) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Lake Shore Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.09/ 0.26
=0.35

During the past 13 years, the highest Dividend Payout Ratio of Lake Shore Bancorp was 0.83. The lowest was 0.23. And the median was 0.61.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Lake Shore Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0900002026-05-042026-05-042026-05-13Cash DividendquarterlyUSD:USD 1.000000
USD 0.0900002026-02-022026-02-022026-02-11Cash DividendquarterlyUSD:USD 1.000000
USD 0.0900002025-11-032025-11-032025-11-12Cash DividendquarterlyUSD:USD 1.000000
USD 0.0900002025-08-042025-08-042025-08-13Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Lake Shore Bancorp's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.36/17.50
=2.06 %

Current Share Price is $17.50.
Lake Shore Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.36.

During the past 13 years, the highest Dividend Yield of Lake Shore Bancorp was 6.75%. The lowest was 1.31%. And the median was 3.07%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Lake Shore Bancorp Dividends per Share Related Terms


Lake Shore Bancorp Dividends per Share Historical Data

* Premium members only.

The historical data trend for Lake Shore Bancorp's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lake Shore Bancorp Dividends per Share Chart

Lake Shore Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.68 0.00 0.54 0.36

Lake Shore Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.00 0.09 0.09 0.09

LSBK vs AFBI, CMRB, CBBI: Dividends per Share Comparison

For the Banks - Regional subindustry, Lake Shore Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lake Shore Bancorp Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Lake Shore Bancorp's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Lake Shore Bancorp's Dividend Yield % falls into.


LSBK
62GF Score
Lake Shore Bancorp Inc LSBK
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Lake Shore Bancorp Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $0.27 mean?
Lake Shore Bancorp (LSBK) has a Dividends per Share of $0.27 as of Mar. 2026. Dividends per share represents the per-share amount paid as dividends. View historical data on Lake Shore Bancorp and its competitors.
Is Lake Shore Bancorp's Dividends per Share too high?
Lake Shore Bancorp's current Dividends per Share is $0.27. Overall, Lake Shore Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's Dividends per Share compare to AFBI and CMRB?
Lake Shore Bancorp's Dividends per Share of $0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Lake Shore Bancorp and its competitors. Lake Shore Bancorp's current Dividends per Share is $0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.02, compared to a current price of $17.50 — trading 24.8% above its estimated fair value. The current Dividends per Share is $0.27. Lake Shore Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current Dividends per Share is $0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Shore Bancorp (LSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued. The current stock price of $17.50 is trading 24.8% above its estimated GF Value™ of $14.02. GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.

Key valuation signals for LSBK:

  • Dividends per Share: $0.27
  • GF Value™: $14.02 vs. price of $17.50 (24.8% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lake Shore Bancorp Business Description

Address 31 East Fourth Street, Dunkirk, NY, USA, 14048
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
62GF Score

Get the complete analysis for LSBK

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.50
Price
$14.02
GF Value