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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-17), Lake Shore Bancorp's 3-1 Month Momentum % is 3.53%.
The industry rank for Lake Shore Bancorp's 3-1 Month Momentum % or its related term are showing as below:
LSBK's 3-1 Month Momentum % is ranked better than 54.89% of 1565
companies
in the Banks industry
Industry Median: 2.03
vs LSBK: 3.53
Lake Shore Bancorp (NAS:LSBK) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Lake Shore Bancorp 3-1 Month Momentum % Related Terms
LSBK vs AFBI, CMRB, CBBI: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Lake Shore Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lake Shore Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Lake Shore Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Lake Shore Bancorp's 3-1 Month Momentum % falls into.
Lake Shore Bancorp (NAS:LSBK) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lake Shore Bancorp (LSBK) has a 3-1 Month Momentum % of 3.53% as of Jul. 17, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lake Shore Bancorp and its competitors. According to the industry distribution chart, Lake Shore Bancorp ranks #706 out of 1565 companies in the Banks industry, placing it in the top 45.1%.
Is Lake Shore Bancorp's 3-1 Month Momentum % too high?
Lake Shore Bancorp's current 3-1 Month Momentum % is 3.53%. The Banks industry median 3-1 Month Momentum % is 2.03. Lake Shore Bancorp's value of 3.53% is 73.9% above this industry median. Based on the distribution chart, Lake Shore Bancorp ranks #706 out of 1565 companies in the Banks industry, which is above the industry midpoint. Overall, Lake Shore Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's 3-1 Month Momentum % compare to AFBI and CMRB?
According to the Banks industry distribution chart, Lake Shore Bancorp ranks #706 out of 1565 companies for 3-1 Month Momentum %. This puts Lake Shore Bancorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.03. Lake Shore Bancorp's value of 3.53% is 73.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lake Shore Bancorp's current 3-1 Month Momentum % of 3.53% is 73.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Lake Shore Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lake Shore Bancorp's current 3-1 Month Momentum % is 3.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.98, compared to a current price of $17.15 — trading 22.7% above its estimated fair value. The current 3-1 Month Momentum % is 3.53% and 73.9% above the Banks industry median of 2.03. Lake Shore Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current 3-1 Month Momentum % is 3.53% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lake Shore Bancorp (LSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued.
The current stock price of $17.15 is trading 22.7% above its estimated GF Value™ of $13.98.
GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.
Key valuation signals for LSBK:
3-1 Month Momentum %: 3.53%
GF Value™: $13.98 vs. price of $17.15 (22.7% above fair value)
Industry Position: 73.9% above the Banks median (#706 of 1565)
No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
63GF Score
Get the complete analysis for LSBK
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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