LSBK (Lake Shore Bancorp) YoY EPS Growth: 16.00% (As of Jun. 2026)

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LSBK Lake Shore Bancorp Inc LSBK
64 GF Score
Price $17.20
GF Value $14.51
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Lake Shore Bancorp YoY EPS Growth?

Lake Shore Bancorp LSBK -0.17% 64 YoY EPS Growth is 16.00% as of Jun. 2026. GuruFocus rates LSBK with a GF Score™ of 64/100 and a GF Value™ of $14.51 (Modestly Overvalued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Lake Shore Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 was 16.00%.

Lake Shore Bancorp's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.29.

Lake Shore Bancorp YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Lake Shore Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lake Shore Bancorp YoY EPS Growth Chart

Lake Shore Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.36 -7.62 -15.46 -20.73 49.23

Lake Shore Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.58 77.78 0.00 85.71 16.00
LSBK
64GF Score
Lake Shore Bancorp Inc LSBK
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Lake Shore Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Lake Shore Bancorp's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.97-0.65)/ | 0.65 |
=49.23 %

Lake Shore Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.29-0.25)/ | 0.25 |
=16.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 16.00% mean?
Lake Shore Bancorp (LSBK) has a YoY EPS Growth of 16.00% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lake Shore Bancorp and its competitors.
Is Lake Shore Bancorp's YoY EPS Growth too high?
Lake Shore Bancorp's current YoY EPS Growth is 16.00%. Overall, Lake Shore Bancorp has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's YoY EPS Growth compare to FFDF and CMRB?
Lake Shore Bancorp's YoY EPS Growth of 16.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Lake Shore Bancorp and its competitors. Lake Shore Bancorp's current YoY EPS Growth is 16.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.51, compared to a current price of $17.20 — trading 18.5% above its estimated fair value. The current YoY EPS Growth is 16.00%. Lake Shore Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current YoY EPS Growth is 16.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Shore Bancorp (LSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued. The current stock price of $17.20 is trading 18.5% above its estimated GF Value™ of $14.51. GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.

Key valuation signals for LSBK:

  • YoY EPS Growth: 16.00%
  • GF Value™: $14.51 vs. price of $17.20 (18.5% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lake Shore Bancorp Business Description

Address 31 East Fourth Street, Dunkirk, NY, USA, 14048
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
64GF Score

Get the complete analysis for LSBK

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.20
Price
$14.51
GF Value