LSBK (Lake Shore Bancorp) Institutional Ownership: 28.85% (As of Jul. 03, 2026)


LSBK Lake Shore Bancorp Inc LSBK
63 GF Score
Price $16.80
GF Value $14.01
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Lake Shore Bancorp Institutional Ownership?

Lake Shore Bancorp LSBK -4.00% 63 Institutional Ownership is 28.85% as of Jul. 03, 2026. GuruFocus rates LSBK with a GF Score™ of 63/100 and a GF Value™ of $14.01 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Lake Shore Bancorp's institutional ownership is 28.85%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Lake Shore Bancorp's Insider Ownership is 6.44%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Lake Shore Bancorp's Float Percentage Of Total Shares Outstanding is 91.63%.

Lake Shore Bancorp Institutional Ownership Historical Data

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The historical data trend for Lake Shore Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lake Shore Bancorp Institutional Ownership Chart

Lake Shore Bancorp Historical Data

The historical data trend for Lake Shore Bancorp can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 1.80 1.82 1.72 1.29 1.31 1.31 1.17 1.19 1.23 1.41
LSBK
63GF Score
Lake Shore Bancorp Inc LSBK
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Lake Shore Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 28.85% mean?
Lake Shore Bancorp (LSBK) has a Institutional Ownership of 28.85% as of Jul. 03, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Lake Shore Bancorp and its competitors.
Is Lake Shore Bancorp's Institutional Ownership too high?
Lake Shore Bancorp's current Institutional Ownership is 28.85%. Overall, Lake Shore Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's Institutional Ownership compare to AFBI and CMRB?
Lake Shore Bancorp's Institutional Ownership of 28.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Lake Shore Bancorp and its competitors. Lake Shore Bancorp's current Institutional Ownership is 28.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.01, compared to a current price of $16.80 — trading 19.9% above its estimated fair value. The current Institutional Ownership is 28.85%. Lake Shore Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current Institutional Ownership is 28.85% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Shore Bancorp (LSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued. The current stock price of $16.80 is trading 19.9% above its estimated GF Value™ of $14.01. GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.

Key valuation signals for LSBK:

  • Institutional Ownership: 28.85%
  • GF Value™: $14.01 vs. price of $16.80 (19.9% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lake Shore Bancorp Business Description

Address 31 East Fourth Street, Dunkirk, NY, USA, 14048
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
63GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.80
Price
$14.01
GF Value