Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Lake Shore Bancorp's share price for the quarter that ended in Mar. 2026 was $15.18. Lake Shore Bancorp's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 7.86 Mil. Therefore, Lake Shore Bancorp's market cap for the quarter that ended in Mar. 2026 was $119.36 Mil.
Lake Shore Bancorp's quarterly market cap
increased
from Sep. 2025 ($95.04 Mil) to Dec. 2025 ($114.88 Mil) and
increased
from Dec. 2025 ($114.88 Mil) to Mar. 2026 ($119.36 Mil).
Lake Shore Bancorp's annual market cap
increased
from Dec. 2023 ($65.17 Mil) to Dec. 2024 ($76.73 Mil) and
increased
from Dec. 2024 ($76.73 Mil) to Dec. 2025 ($114.88 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Lake Shore Bancorp's Enterprise Value for Today is $73.43 Mil.
Lake Shore Bancorp (NAS:LSBK) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Lake Shore Bancorp Market Cap Related Terms
Lake Shore Bancorp Market Cap Historical Data
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The historical data trend for Lake Shore Bancorp's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lake Shore Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lake Shore Bancorp Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Lake Shore Bancorp's Market Cap distribution charts can be found below:
* The bar in red indicates where Lake Shore Bancorp's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Lake Shore Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lake Shore Bancorp (LSBK) has a Market Cap of $133.04 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Lake Shore Bancorp and its competitors. According to the industry distribution chart, Lake Shore Bancorp ranks #1167 out of 1544 companies in the Banks industry, placing it in the top 75.6%.
Is Lake Shore Bancorp's Market Cap too high?
Lake Shore Bancorp's current Market Cap is $133.04 Mil. The Banks industry median Market Cap is 708.25. Lake Shore Bancorp's value of $133.04 Mil is 81.2% below this industry median. Based on the distribution chart, Lake Shore Bancorp ranks #1167 out of 1544 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lake Shore Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Shore Bancorp's Market Cap compare to BBNA and CCNB?
According to the Banks industry distribution chart, Lake Shore Bancorp ranks #1167 out of 1544 companies for Market Cap. This places Lake Shore Bancorp in the lower half of its industry. The industry median Market Cap is 708.25. Lake Shore Bancorp's value of $133.04 Mil is 81.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 708.25, based on 1,544 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lake Shore Bancorp's current Market Cap of $133.04 Mil is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Lake Shore Bancorp and its competitors. For the Banks industry, the median Market Cap is 708.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lake Shore Bancorp's current Market Cap is $133.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Shore Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Shore Bancorp (LSBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.04, compared to a current price of $16.92 — trading 20.5% above its estimated fair value. The current Market Cap is $133.04 Mil and 81.2% below the Banks industry median of 708.25. Lake Shore Bancorp's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Lake Shore Bancorp (LSBK), the current Market Cap is $133.04 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lake Shore Bancorp (LSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Lake Shore Bancorp stock appears to be overvalued.
The current stock price of $16.92 is trading 20.5% above its estimated GF Value™ of $14.04.
GuruFocus considers Lake Shore Bancorp to be Modestly Overvalued.
Key valuation signals for LSBK:
Market Cap: $133.04 Mil
GF Value™: $14.04 vs. price of $16.92 (20.5% above fair value)
Industry Position: 81.2% below the Banks median (#1167 of 1544)
No single metric tells the full story. See the LSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lake Shore Bancorp Inc operates as a savings and loan holding company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit, and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
63GF Score
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