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Ameritrust Financial Technologies has a Cash Ratio of 4.91. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
AMTFF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.77 Max: 7.33
Current: 4.91
During the past 13 years, Ameritrust Financial Technologies's highest Cash Ratio was 7.33. The lowest was 0.01. And the median was 0.77.
AMTFF's Cash Ratio is ranked better than 91.93% of 2813
companies
in the Software industry
Industry Median: 0.78
vs AMTFF: 4.91
Ameritrust Financial Technologies (OTCPK:AMTFF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Ameritrust Financial Technologies Cash Ratio Related Terms
Ameritrust Financial Technologies Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies Cash Ratio Chart
For the Software - Application subindustry, Ameritrust Financial Technologies's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies Cash Ratio vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies (AMTFF) has a Cash Ratio of 4.91 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ameritrust Financial Technologies and its competitors. This is 538% above median its historical median of 0.77. Over the past decade, Ameritrust Financial Technologies' Cash Ratio has ranged from 0.01 to 7.33. According to the industry distribution chart, Ameritrust Financial Technologies ranks #227 out of 2813 companies in the Software industry, placing it in the top 8.1%.
Is Ameritrust Financial Technologies' Cash Ratio too high?
Ameritrust Financial Technologies' current Cash Ratio of 4.91 is 538% above median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 7.33. The Software industry median Cash Ratio is 0.78. Ameritrust Financial Technologies' value of 4.91 is 529.5% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #227 out of 2813 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Cash Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #227 out of 2813 companies for Cash Ratio. This places Ameritrust Financial Technologies in the top 8% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.78. Ameritrust Financial Technologies' value of 4.91 is 529.5% above this benchmark. Historically, Ameritrust Financial Technologies' own Cash Ratio has ranged from 0.01 to 7.33 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 0.78, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,813 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Cash Ratio of 4.91 is 529.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Cash Ratio is 4.91, which is 538% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.01, compared to a current price of $0.19 — trading 1820% above its estimated fair value. The current Cash Ratio is 4.91, which is 538% above median its 10-year median of 0.77 and 529.5% above the Software industry median of 0.78. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Cash Ratio is 4.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.19 is trading 1820% above its estimated GF Value™ of $0.01.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
Cash Ratio: 4.91 (538% above median its 10-year median of 0.77)
GF Value™: $0.01 vs. price of $0.19 (1820% above fair value)
Industry Position: 529.5% above the Software median (#227 of 2813)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
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