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Ameritrust Financial TechnologiesAMTFF -2.24%38 3-Year EBITDA Growth Rate is 42.60% as of Mar. 2026, which is 392% above its 10-year median of 8.65. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.01 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,072 Software companies, Ameritrust Financial Technologies ranks better than 80.74% on this metric.
During the past 12 months, Ameritrust Financial Technologies's average EBITDA Per Share Growth Rate was -263.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 42.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Ameritrust Financial Technologies was 42.60% per year. The lowest was -52.50% per year. And the median was 8.65% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Ameritrust Financial Technologies 3-Year EBITDA Growth Rate Related Terms
AMTFF vs QH, SHOP, UBER: 3-Year EBITDA Growth Rate Comparison
For the Software - Application subindustry, Ameritrust Financial Technologies's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 42.60% mean?
Ameritrust Financial Technologies (AMTFF) has a 3-Year EBITDA Growth Rate of 42.60% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Ameritrust Financial Technologies and its competitors. This is 392% above median its historical median of 8.65. According to the industry distribution chart, Ameritrust Financial Technologies ranks #399 out of 2072 companies in the Software industry, placing it in the top 19.3%.
Is Ameritrust Financial Technologies' 3-Year EBITDA Growth Rate too high?
Ameritrust Financial Technologies' current 3-Year EBITDA Growth Rate of 42.60% is 392% above median its 10-year median of 8.65. The Software industry median 3-Year EBITDA Growth Rate is 12.40. Ameritrust Financial Technologies' value of 42.60% is 243.5% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #399 out of 2072 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' 3-Year EBITDA Growth Rate compare to QH and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #399 out of 2072 companies for 3-Year EBITDA Growth Rate. This places Ameritrust Financial Technologies in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 12.40. Ameritrust Financial Technologies' value of 42.60% is 243.5% above this benchmark. While the company's 10-year median is 8.65 vs. the industry median of 12.40, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.40, based on 2,072 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current 3-Year EBITDA Growth Rate of 42.60% is 243.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Ameritrust Financial Technologies and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current 3-Year EBITDA Growth Rate is 42.60%, which is 392% above median its own 10-year median of 8.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.01, compared to a current price of $0.19 — trading 1775% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 42.60%, which is 392% above median its 10-year median of 8.65 and 243.5% above the Software industry median of 12.40. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current 3-Year EBITDA Growth Rate is 42.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.19 is trading 1775% above its estimated GF Value™ of $0.01.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
3-Year EBITDA Growth Rate: 42.60% (392% above median its 10-year median of 8.65)
GF Value™: $0.01 vs. price of $0.19 (1775% above fair value)
Industry Position: 243.5% above the Software median (#399 of 2072)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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