What is Ameritrust Financial Technologies Current Ratio?
Ameritrust Financial TechnologiesAMTFF -1.28%38 Current Ratio is 5.00 as of Mar. 2026, which is 346% above its 10-year median of 1.12. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,865 Software companies, Ameritrust Financial Technologies ranks better than 87.02% on this metric.
Ameritrust Financial Technologies has a current ratio of 5.00. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Ameritrust Financial Technologies's Current Ratio or its related term are showing as below:
AMTFF'
s Current Ratio Range Over the Past 10 Years
Min: 0.12 Med: 1.12 Max: 7.72
Current: 5
During the past 13 years, Ameritrust Financial Technologies's highest Current Ratio was 7.72. The lowest was 0.12. And the median was 1.12.
AMTFF's Current Ratio is ranked better than 87.02% of 2865
companies
in the Software industry
Industry Median: 1.82
vs AMTFF: 5.00
Ameritrust Financial Technologies (OTCPK:AMTFF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Ameritrust Financial Technologies Current Ratio Related Terms
Ameritrust Financial Technologies Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies Current Ratio Chart
AMTFF vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Ameritrust Financial Technologies's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies Current Ratio vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's Current Ratio distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies (AMTFF) has a Current Ratio of 5.00 as of Mar. 2026. This is 346% above median its historical median of 1.12. Over the past decade, Ameritrust Financial Technologies' Current Ratio has ranged from 0.12 to 7.72. According to the industry distribution chart, Ameritrust Financial Technologies ranks #372 out of 2865 companies in the Software industry, placing it in the top 13%.
Is Ameritrust Financial Technologies' Current Ratio too high?
Ameritrust Financial Technologies' current Current Ratio of 5.00 is 346% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 7.72. The Software industry median Current Ratio is 1.82. Ameritrust Financial Technologies' value of 5.00 is 174.7% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #372 out of 2865 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #372 out of 2865 companies for Current Ratio. This places Ameritrust Financial Technologies in the top 13% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.82. Ameritrust Financial Technologies' value of 5.00 is 174.7% above this benchmark. Historically, Ameritrust Financial Technologies' own Current Ratio has ranged from 0.12 to 7.72 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.82, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Current Ratio of 5.00 is 174.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Current Ratio is 5.00, which is 346% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.15 — trading 413.3% above its estimated fair value. The current Current Ratio is 5.00, which is 346% above median its 10-year median of 1.12 and 174.7% above the Software industry median of 1.82. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Current Ratio is 5.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.15 is trading 413.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
Current Ratio: 5.00 (346% above median its 10-year median of 1.12)
GF Value™: $0.03 vs. price of $0.15 (413.3% above fair value)
Industry Position: 174.7% above the Software median (#372 of 2865)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
Get the complete analysis for AMTFF
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