What is Ameritrust Financial Technologies Days Payable?
Ameritrust Financial TechnologiesAMTFF 38 Days Payable is 607.52 as of Mar. 2026, which is 95% above its 10-year median of 312.07. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,602 Software companies, Ameritrust Financial Technologies ranks better than 94.08% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies Days Payable Chart
For the Software - Application subindustry, Ameritrust Financial Technologies's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies Days Payable vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's Days Payable distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's Days Payable falls into.
Ameritrust Financial Technologies Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies (AMTFF) has a Days Payable of 607.52 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ameritrust Financial Technologies and its competitors. This is 95% above median its historical median of 312.07. Over the past decade, Ameritrust Financial Technologies' Days Payable has ranged from 58.64 to 751.81. According to the industry distribution chart, Ameritrust Financial Technologies ranks #154 out of 2602 companies in the Software industry, placing it in the top 5.9%.
Is Ameritrust Financial Technologies' Days Payable too high?
Ameritrust Financial Technologies' current Days Payable of 607.52 is 95% above median its 10-year median of 312.07. Over the past 10 years, this metric has ranged from a low of 58.64 to a high of 751.81. The Software industry median Days Payable is 53.83. Ameritrust Financial Technologies' value of 607.52 is 1028.7% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #154 out of 2602 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Days Payable compare to CRM and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #154 out of 2602 companies for Days Payable. This places Ameritrust Financial Technologies in the top 6% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.83. Ameritrust Financial Technologies' value of 607.52 is 1028.7% above this benchmark. Historically, Ameritrust Financial Technologies' own Days Payable has ranged from 58.64 to 751.81 over the past decade. While the company's 10-year median is 312.07 vs. the industry median of 53.83, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Days Payable of 607.52 is 1028.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Days Payable is 607.52, which is 95% above median its own 10-year median of 312.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.15 — trading 413.3% above its estimated fair value. The current Days Payable is 607.52, which is 95% above median its 10-year median of 312.07 and 1028.7% above the Software industry median of 53.83. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Days Payable is 607.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.15 is trading 413.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
Days Payable: 607.52 (95% above median its 10-year median of 312.07)
GF Value™: $0.03 vs. price of $0.15 (413.3% above fair value)
Industry Position: 1028.7% above the Software median (#154 of 2602)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
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