Ameritrust Financial TechnologiesAMTFF +2.62%31 Net Current Asset Value is $0.01 as of Mar. 2026, which is 100% below its 10-year median of 5.63. GuruFocus rates AMTFF with a GF Score™ of 31/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,752 Software companies, Ameritrust Financial Technologies ranks worse than 88.58% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
The historical rank and industry rank for Ameritrust Financial Technologies's Net Current Asset Value or its related term are showing as below:
AMTFF'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.4 Med: 5.63 Max: 23.5
Current: 17.57
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Ameritrust Financial Technologies was 23.50. The lowest was 0.40. And the median was 5.63.
AMTFF's Price-to-Net-Current-Asset-Value is ranked worse than 88.58% of 1752
companies
in the Software industry
Industry Median: 4.79
vs AMTFF: 17.57
Ameritrust Financial Technologies (OTCPK:AMTFF) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Ameritrust Financial Technologies Net Current Asset Value Related Terms
Ameritrust Financial Technologies Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ameritrust Financial Technologies Net Current Asset Value Chart
AMTFF vs UBER, SHOP, CRM: Net Current Asset Value Comparison
For the Software - Application subindustry, Ameritrust Financial Technologies's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies Price-to-Net-Current-Asset-Value vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $0.01 mean?
Ameritrust Financial Technologies (AMTFF) has a Net Current Asset Value of $0.01 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Ameritrust Financial Technologies and its competitors. This is 100% below median its historical median of 5.63. Over the past decade, Ameritrust Financial Technologies' Net Current Asset Value has ranged from 0.40 to 23.50. According to the industry distribution chart, Ameritrust Financial Technologies ranks #1552 out of 1752 companies in the Software industry, placing it in the top 88.6%.
Is Ameritrust Financial Technologies' Net Current Asset Value too high?
Ameritrust Financial Technologies' current Net Current Asset Value of $0.01 is 100% below median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 23.50. The Software industry median Net Current Asset Value is 4.79. Ameritrust Financial Technologies' value of $0.01 is 99.8% below this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #1552 out of 1752 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Net Current Asset Value compare to UBER and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #1552 out of 1752 companies for Net Current Asset Value. This places Ameritrust Financial Technologies in the lower half of its industry. The industry median Net Current Asset Value is 4.79. Ameritrust Financial Technologies' value of $0.01 is 99.8% below this benchmark. Historically, Ameritrust Financial Technologies' own Net Current Asset Value has ranged from 0.40 to 23.50 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 4.79, Ameritrust Financial Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Software company?
The median Net Current Asset Value among Software companies is 4.79, based on 1,752 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Net Current Asset Value of $0.01 is 99.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median Net Current Asset Value is 4.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Net Current Asset Value is $0.01, which is 100% below median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.18 — trading 485.7% above its estimated fair value. The current Net Current Asset Value is $0.01, which is 100% below median its 10-year median of 5.63 and 99.8% below the Software industry median of 4.79. Ameritrust Financial Technologies' overall GF Score™ is 31/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Net Current Asset Value is $0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.18 is trading 485.7% above its estimated GF Value™ of $0.03.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
Net Current Asset Value: $0.01 (100% below median its 10-year median of 5.63)
GF Value™: $0.03 vs. price of $0.18 (485.7% above fair value)
Industry Position: 99.8% below the Software median (#1552 of 1752)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
31GF Score
Get the complete analysis for AMTFF
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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