AMTFF (Ameritrust Financial Technologies) EBIT: $-10.35 Mil (TTM As of Mar. 2026)


AMTFF Ameritrust Financial Technologies Inc AMTFF
38 GF Score
Price $0.15
GF Value $0.01
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ameritrust Financial Technologies EBIT?

Ameritrust Financial Technologies AMTFF -1.28% 38 EBIT is $-10.35 Mil as of Mar. 2026. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.01 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Ameritrust Financial Technologies's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $-2.48 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $-10.35 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Ameritrust Financial Technologies's annualized ROC % for the quarter that ended in Mar. 2026 was -509.75%. Ameritrust Financial Technologies's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -953.85%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Ameritrust Financial Technologies's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -6.95%.

Ameritrust Financial Technologies  (OTCPK:AMTFF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Ameritrust Financial Technologies's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-10.06 * ( 1 - 0% )/( (0.996 + 2.951)/ 2 )
=-10.06/1.9735
=-509.75 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=27.848 - 4.802 - ( 26.91 - max(0, 5.183 - 27.233+26.91))
=0.996

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=28.321 - 3.974 - ( 26.216 - max(0, 5.343 - 26.739+26.216))
=2.951

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Ameritrust Financial Technologies's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-9.92/( ( (0.557 + max(-4.57, 0)) + (1.523 + max(-3.502, 0)) )/ 2 )
=-9.92/( ( 0.557 + 1.523 )/ 2 )
=-9.92/1.04
=-953.85 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.062 + 0 + 0.194) - (4.802 + 0 + 0.024)
=-4.57

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.066 + 0.15 + 0.28) - (3.974 + 0 + 0.024)
=-3.502

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Ameritrust Financial Technologies's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=-10.345/148.760
=-6.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameritrust Financial Technologies EBIT Related Terms

Ameritrust Financial Technologies EBIT Historical Data

* Premium members only.

The historical data trend for Ameritrust Financial Technologies's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameritrust Financial Technologies EBIT Chart

Ameritrust Financial Technologies Annual Data
Trend Oct16 Oct17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.83 -17.45 -15.88 4.43 -8.68

Ameritrust Financial Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.79 -2.21 -2.14 -3.51 -2.48

AMTFF vs CRM, SHOP, UBER: EBIT Comparison

For the Software - Application subindustry, Ameritrust Financial Technologies's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ameritrust Financial Technologies EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Ameritrust Financial Technologies's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Ameritrust Financial Technologies's EV-to-EBIT falls into.


AMTFF
38GF Score
Ameritrust Financial Technologies Inc AMTFF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Ameritrust Financial Technologies EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-10.35 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $-10.35 Mil mean?
Ameritrust Financial Technologies (AMTFF) has a EBIT of $-10.35 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Ameritrust Financial Technologies.
Is Ameritrust Financial Technologies' EBIT too high?
Ameritrust Financial Technologies' current EBIT is $-10.35 Mil. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' EBIT compare to CRM and SHOP?
Ameritrust Financial Technologies' EBIT of $-10.35 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Ameritrust Financial Technologies. Ameritrust Financial Technologies's current EBIT is $-10.35 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.01, compared to a current price of $0.15 — trading 1440% above its estimated fair value. The current EBIT is $-10.35 Mil. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current EBIT is $-10.35 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?

Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued. The current stock price of $0.15 is trading 1440% above its estimated GF Value™ of $0.01. GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.

Key valuation signals for AMTFF:

  • EBIT: $-10.35 Mil
  • GF Value™: $0.01 vs. price of $0.15 (1440% above fair value)
  • GF Score™: 38/100 with 6 warning signs

No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ameritrust Financial Technologies Business Description

Other Exchanges 1ZV:GermanyAMT:Canada
Address 1100 Burloak Drive, Suite 300, Burlington, ON, CAN, L7L 6B2
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score

Get the complete analysis for AMTFF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
$0.01
GF Value