AMTFF (Ameritrust Financial Technologies) Moat Score: 1/10 (As of Jun. 28, 2026)


AMTFF Ameritrust Financial Technologies Inc AMTFF
42 GF Score
Price $0.17
GF Value $0.03
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ameritrust Financial Technologies Moat Score?

Ameritrust Financial Technologies AMTFF +5.56% 42 Moat Score is 1 as of Jun. 28, 2026. GuruFocus rates AMTFF with a GF Score™ of 42/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,845 Software companies, Ameritrust Financial Technologies ranks better than 74.87% on this metric.

Ameritrust Financial Technologies has the Moat Score of 1, which implies that the company might have No Moat - Very weak/transient advantages.

Ameritrust Financial Technologies has No Moat: Ameritrust Financial Technologies Inc lacks significant market share, proprietary technology, or regulatory barriers. The company operates in a competitive financial technology sector with minimal customer switching costs.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Ameritrust Financial Technologies might have No Moat - Very weak/transient advantages.

Ameritrust Financial Technologies  (OTCPK:AMTFF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Ameritrust Financial Technologies Moat Score Related Terms

AMTFF vs UBER, SHOP, CRM: Moat Score Comparison

For the Software - Application subindustry, Ameritrust Financial Technologies's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ameritrust Financial Technologies Moat Score vs Software Industry

For the Software industry and Technology sector, Ameritrust Financial Technologies's Moat Score distribution charts can be found below:

* The bar in red indicates where Ameritrust Financial Technologies's Moat Score falls into.


AMTFF
42GF Score
Ameritrust Financial Technologies Inc AMTFF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 1 mean?
Ameritrust Financial Technologies (AMTFF) has a Moat Score of 1 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Ameritrust Financial Technologies ranks #715 out of 2845 companies in the Software industry, placing it in the top 25.1%.
Is Ameritrust Financial Technologies' Moat Score too high?
Ameritrust Financial Technologies' current Moat Score is 1. Based on the distribution chart, Ameritrust Financial Technologies ranks #715 out of 2845 companies in the Software industry, which is above the industry midpoint. Overall, Ameritrust Financial Technologies has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Moat Score compare to UBER and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #715 out of 2845 companies for Moat Score. This puts Ameritrust Financial Technologies in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Ameritrust Financial Technologies's current Moat Score is 1. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.17 — trading 463% above its estimated fair value. The current Moat Score is 1. Ameritrust Financial Technologies' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Moat Score is 1 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?

Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued. The current stock price of $0.17 is trading 463% above its estimated GF Value™ of $0.03. GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.

Key valuation signals for AMTFF:

  • Moat Score: 1
  • GF Value™: $0.03 vs. price of $0.17 (463% above fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ameritrust Financial Technologies Business Description

Other Exchanges 1ZV:GermanyAMT:Canada
Address 1100 Burloak Drive, Suite 300, Burlington, ON, CAN, L7L 6B2
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
42GF Score

Get the complete analysis for AMTFF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.17
Price
$0.03
GF Value