What is Ameritrust Financial Technologies Gross Margin %?
Ameritrust Financial TechnologiesAMTFF -1.28%38 Gross Margin % is 48.37% as of Mar. 2026, which is 1% below its 10-year median of 48.63. GuruFocus rates AMTFF with a GF Score™ of 38/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,683 Software companies, Ameritrust Financial Technologies ranks better than 51.25% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Ameritrust Financial Technologies had a gross margin of 48.37% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Ameritrust Financial Technologies Gross Margin % Related Terms
Ameritrust Financial Technologies Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMTFF vs CRM, SHOP, UBER: Gross Margin % Comparison
For the Software - Application subindustry, Ameritrust Financial Technologies's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ameritrust Financial Technologies Gross Margin % vs Software Industry
For the Software industry and Technology sector, Ameritrust Financial Technologies's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Ameritrust Financial Technologies's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Ameritrust Financial Technologies (AMTFF) has a Gross Margin % of 48.37% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Ameritrust Financial Technologies and its competitors. This is near median its historical median of 48.63. Over the past decade, Ameritrust Financial Technologies' Gross Margin % has ranged from 4.30 to 51.74. According to the industry distribution chart, Ameritrust Financial Technologies ranks #1308 out of 2683 companies in the Software industry, placing it in the top 48.8%.
Is Ameritrust Financial Technologies' Gross Margin % too high?
Ameritrust Financial Technologies' current Gross Margin % of 48.37% is near median its 10-year median of 48.63. Over the past 10 years, this metric has ranged from a low of 4.30 to a high of 51.74. The Software industry median Gross Margin % is 40.45. Ameritrust Financial Technologies' value of 48.37% is 19.6% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #1308 out of 2683 companies in the Software industry, which is above the industry midpoint. Overall, Ameritrust Financial Technologies has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Gross Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #1308 out of 2683 companies for Gross Margin %. This puts Ameritrust Financial Technologies in the upper half of its industry. The industry median Gross Margin % is 40.45. Ameritrust Financial Technologies' value of 48.37% is 19.6% above this benchmark. Historically, Ameritrust Financial Technologies' own Gross Margin % has ranged from 4.30 to 51.74 over the past decade. While the company's 10-year median is 48.63 vs. the industry median of 40.45, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Gross Margin % of 48.37% is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Gross Margin % is 48.37%, which is near median its own 10-year median of 48.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (AMTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.15 — trading 413.3% above its estimated fair value. The current Gross Margin % is 48.37%, which is near median its 10-year median of 48.63 and 19.6% above the Software industry median of 40.45. Ameritrust Financial Technologies' overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Ameritrust Financial Technologies (AMTFF), the current Gross Margin % is 48.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ameritrust Financial Technologies (AMTFF) Overvalued in 2026?
Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued.
The current stock price of $0.15 is trading 413.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.
Key valuation signals for AMTFF:
Gross Margin %: 48.37% (near median its 10-year median of 48.63)
GF Value™: $0.03 vs. price of $0.15 (413.3% above fair value)
Industry Position: 19.6% above the Software median (#1308 of 2683)
No single metric tells the full story. See the AMTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ameritrust Financial Technologies Business Description
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
38GF Score
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