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Euronet WorldwideEEFT -7.36%78 Cash Ratio is 0.64 as of Mar. 2026, which is 15% below its 10-year median of 0.75. GuruFocus rates EEFT with a GF Score™ of 78/100 and a GF Value™ of $120.59 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,820 Software companies, Euronet Worldwide ranks worse than 53.01% on this metric.
Euronet Worldwide has a Cash Ratio of 0.64. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Euronet Worldwide's Cash Ratio or its related term are showing as below:
EEFT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.75 Max: 1.19
Current: 0.69
During the past 13 years, Euronet Worldwide's highest Cash Ratio was 1.19. The lowest was 0.44. And the median was 0.75.
EEFT's Cash Ratio is ranked worse than 53.01% of 2820
companies
in the Software industry
Industry Median: 0.775
vs EEFT: 0.69
Euronet Worldwide (NAS:EEFT) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Euronet Worldwide Cash Ratio Related Terms
Euronet Worldwide Cash Ratio Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Euronet Worldwide's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide Cash Ratio vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Euronet Worldwide (EEFT) has a Cash Ratio of 0.64 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Euronet Worldwide and its competitors. This is 15% below median its historical median of 0.75. Over the past decade, Euronet Worldwide's Cash Ratio has ranged from 0.44 to 1.19. According to the industry distribution chart, Euronet Worldwide ranks #1495 out of 2820 companies in the Software industry, placing it in the top 53%.
Is Euronet Worldwide's Cash Ratio too high?
Euronet Worldwide's current Cash Ratio of 0.64 is 15% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.19. The Software industry median Cash Ratio is 0.78. Euronet Worldwide's value of 0.64 is 17.4% below this industry median. Based on the distribution chart, Euronet Worldwide ranks #1495 out of 2820 companies in the Software industry, which is below the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Cash Ratio compare to NTCT and TDC?
According to the Software industry distribution chart, Euronet Worldwide ranks #1495 out of 2820 companies for Cash Ratio. This places Euronet Worldwide in the lower half of its industry. The industry median Cash Ratio is 0.78. Euronet Worldwide's value of 0.64 is 17.4% below this benchmark. Historically, Euronet Worldwide's own Cash Ratio has ranged from 0.44 to 1.19 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 0.78, Euronet Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Cash Ratio of 0.64 is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Cash Ratio is 0.64, which is 15% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $120.59, compared to a current price of $71.33 — trading 40.8% below its estimated fair value. The current Cash Ratio is 0.64, which is 15% below median its 10-year median of 0.75 and 17.4% below the Software industry median of 0.78. Euronet Worldwide's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current Cash Ratio is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (EEFT) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of $71.33 is trading 40.8% below its estimated GF Value™ of $120.59.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for EEFT:
Cash Ratio: 0.64 (15% below median its 10-year median of 0.75)
GF Value™: $120.59 vs. price of $71.33 (40.8% below fair value)
Industry Position: 17.4% below the Software median (#1495 of 2820)
No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
78GF Score
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