Euronet WorldwideEEFT +4.78%72 ROA % is 2.34% as of Mar. 2026, which is 54% below its 10-year median of 5.12. GuruFocus rates EEFT with a GF Score™ of 72/100 and a GF Value™ of $120.82 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,883 Software companies, Euronet Worldwide ranks better than 64.79% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Euronet Worldwide's annualizedNet Income for the quarter that ended in Mar. 2026 was $150 Mil.
Euronet Worldwide's average Total Assets over the quarter that ended in Mar. 2026 was $6,410 Mil. Therefore, Euronet Worldwide's annualized ROA % for the quarter that ended in Mar. 2026 was 2.34%.
The historical rank and industry rank for Euronet Worldwide's ROA % or its related term are showing as below:
EEFT'
s ROA % Range Over the Past 10 Years
Min: -0.07 Med: 5.12 Max: 8.69
Current: 4.87
During the past 13 years, Euronet Worldwide's highest ROA % was 8.69%. The lowest was -0.07%. And the median was 5.12%.
EEFT's ROA % is ranked better than 64.79% of 2883
companies
in the Software industry
Industry Median: 1.68
vs EEFT: 4.87
Euronet Worldwide (NAS:EEFT) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Euronet Worldwide ROA % Related Terms
Euronet Worldwide ROA % Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Euronet Worldwide's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide ROA % vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's ROA % distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Euronet Worldwide (EEFT) has a ROA % of 2.34% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Euronet Worldwide and its competitors. This is 54% below median its historical median of 5.12. According to the industry distribution chart, Euronet Worldwide ranks #1015 out of 2883 companies in the Software industry, placing it in the top 35.2%.
Is Euronet Worldwide's ROA % too high?
Euronet Worldwide's current ROA % of 2.34% is 54% below median its 10-year median of 5.12. The Software industry median ROA % is 1.68. Euronet Worldwide's value of 2.34% is 39.3% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #1015 out of 2883 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's ROA % compare to STNE and NN?
According to the Software industry distribution chart, Euronet Worldwide ranks #1015 out of 2883 companies for ROA %. This puts Euronet Worldwide in the upper half of its industry. The industry median ROA % is 1.68. Euronet Worldwide's value of 2.34% is 39.3% above this benchmark. While the company's 10-year median is 5.12 vs. the industry median of 1.68, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current ROA % of 2.34% is 39.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current ROA % is 2.34%, which is 54% below median its own 10-year median of 5.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $120.82, compared to a current price of $67.50 — trading 44.1% below its estimated fair value. The current ROA % is 2.34%, which is 54% below median its 10-year median of 5.12 and 39.3% above the Software industry median of 1.68. Euronet Worldwide's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current ROA % is 2.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (EEFT) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of $67.50 is trading 44.1% below its estimated GF Value™ of $120.82.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for EEFT:
ROA %: 2.34% (54% below median its 10-year median of 5.12)
GF Value™: $120.82 vs. price of $67.50 (44.1% below fair value)
Industry Position: 39.3% above the Software median (#1015 of 2883)
No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
72GF Score
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