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Euronet WorldwideEEFT +1.32%77 Return-on-Tangible-Asset is 3.11% as of Mar. 2026, which is 53% below its 10-year median of 6.58. GuruFocus rates EEFT with a GF Score™ of 77/100 and a GF Value™ of $121.02 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,885 Software companies, Euronet Worldwide ranks better than 65.03% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Euronet Worldwide's annualizedNet Income for the quarter that ended in Mar. 2026 was $150 Mil. Euronet Worldwide's average total tangible assets for the quarter that ended in Mar. 2026 was $4,826 Mil. Therefore, Euronet Worldwide's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.11%.
The historical rank and industry rank for Euronet Worldwide's Return-on-Tangible-Asset or its related term are showing as below:
EEFT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.09 Med: 6.58 Max: 11.26
Current: 6.13
During the past 13 years, Euronet Worldwide's highest Return-on-Tangible-Asset was 11.26%. The lowest was -0.09%. And the median was 6.58%.
EEFT's Return-on-Tangible-Asset is ranked better than 65.03% of 2885
companies
in the Software industry
Industry Median: 2.04
vs EEFT: 6.13
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Euronet Worldwide Return-on-Tangible-Asset Related Terms
Euronet Worldwide Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EEFT vs STNE, PAGS, ATEN: Return-on-Tangible-Asset Comparison
For the Software - Infrastructure subindustry, Euronet Worldwide's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.11% mean?
Euronet Worldwide (EEFT) has a Return-on-Tangible-Asset of 3.11% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Euronet Worldwide and its competitors. This is 53% below median its historical median of 6.58. According to the industry distribution chart, Euronet Worldwide ranks #1009 out of 2885 companies in the Software industry, placing it in the top 35%.
Is Euronet Worldwide's Return-on-Tangible-Asset too high?
Euronet Worldwide's current Return-on-Tangible-Asset of 3.11% is 53% below median its 10-year median of 6.58. The Software industry median Return-on-Tangible-Asset is 2.04. Euronet Worldwide's value of 3.11% is 52.5% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #1009 out of 2885 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Return-on-Tangible-Asset compare to STNE and PAGS?
According to the Software industry distribution chart, Euronet Worldwide ranks #1009 out of 2885 companies for Return-on-Tangible-Asset. This puts Euronet Worldwide in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.04. Euronet Worldwide's value of 3.11% is 52.5% above this benchmark. While the company's 10-year median is 6.58 vs. the industry median of 2.04, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.04, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Return-on-Tangible-Asset of 3.11% is 52.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Return-on-Tangible-Asset is 3.11%, which is 53% below median its own 10-year median of 6.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $121.02, compared to a current price of $78.25 — trading 35.3% below its estimated fair value. The current Return-on-Tangible-Asset is 3.11%, which is 53% below median its 10-year median of 6.58 and 52.5% above the Software industry median of 2.04. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current Return-on-Tangible-Asset is 3.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (EEFT) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of $78.25 is trading 35.3% below its estimated GF Value™ of $121.02.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for EEFT:
Return-on-Tangible-Asset: 3.11% (53% below median its 10-year median of 6.58)
GF Value™: $121.02 vs. price of $78.25 (35.3% below fair value)
Industry Position: 52.5% above the Software median (#1009 of 2885)
No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score
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