Euronet WorldwideEEFT +4.78%72 ROE % is 11.84% as of Mar. 2026, which is 40% below its 10-year median of 19.70. GuruFocus rates EEFT with a GF Score™ of 72/100 and a GF Value™ of $120.82 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,681 Software companies, Euronet Worldwide ranks better than 86.05% on this metric.
The historical rank and industry rank for Euronet Worldwide's ROE % or its related term are showing as below:
EEFT'
s ROE % Range Over the Past 10 Years
Min: -0.22 Med: 19.7 Max: 24.69
Current: 23.92
During the past 13 years, Euronet Worldwide's highest ROE % was 24.69%. The lowest was -0.22%. And the median was 19.70%.
EEFT's ROE % is ranked better than 86.05% of 2681
companies
in the Software industry
Industry Median: 4.73
vs EEFT: 23.92
Euronet Worldwide (NAS:EEFT) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Euronet Worldwide ROE % Related Terms
Euronet Worldwide ROE % Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Euronet Worldwide's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide ROE % vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's ROE % distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Euronet Worldwide (EEFT) has a ROE % of 11.84% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Euronet Worldwide and its competitors. This is 40% below median its historical median of 19.70. According to the industry distribution chart, Euronet Worldwide ranks #374 out of 2681 companies in the Software industry, placing it in the top 14%.
Is Euronet Worldwide's ROE % too high?
Euronet Worldwide's current ROE % of 11.84% is 40% below median its 10-year median of 19.70. The Software industry median ROE % is 4.73. Euronet Worldwide's value of 11.84% is 150.3% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #374 out of 2681 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Euronet Worldwide has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's ROE % compare to STNE and NN?
According to the Software industry distribution chart, Euronet Worldwide ranks #374 out of 2681 companies for ROE %. This places Euronet Worldwide in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 4.73. Euronet Worldwide's value of 11.84% is 150.3% above this benchmark. While the company's 10-year median is 19.70 vs. the industry median of 4.73, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.73, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current ROE % of 11.84% is 150.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median ROE % is 4.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current ROE % is 11.84%, which is 40% below median its own 10-year median of 19.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $120.82, compared to a current price of $67.50 — trading 44.1% below its estimated fair value. The current ROE % is 11.84%, which is 40% below median its 10-year median of 19.70 and 150.3% above the Software industry median of 4.73. Euronet Worldwide's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current ROE % is 11.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (EEFT) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of $67.50 is trading 44.1% below its estimated GF Value™ of $120.82.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for EEFT:
ROE %: 11.84% (40% below median its 10-year median of 19.70)
GF Value™: $120.82 vs. price of $67.50 (44.1% below fair value)
Industry Position: 150.3% above the Software median (#374 of 2681)
No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
72GF Score
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