EEFT (Euronet Worldwide) Effective Interest Rate on Debt %: 2.31% (As of Mar. 2026)

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EEFT Euronet Worldwide Inc EEFT
77 GF Score
Price $77.23
GF Value $121.01
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Euronet Worldwide Effective Interest Rate on Debt %?

Euronet Worldwide EEFT -0.60% 77 Effective Interest Rate on Debt % is 2.31% as of Mar. 2026. GuruFocus rates EEFT with a GF Score™ of 77/100 and a GF Value™ of $121.01 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Euronet Worldwide's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $56 Mil. Euronet Worldwide's average total debt for the quarter that ended in Mar. 2026 was $2,441 Mil. Therefore, Euronet Worldwide's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.31%.


Euronet Worldwide  (NAS:EEFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Euronet Worldwide Effective Interest Rate on Debt % Related Terms


Euronet Worldwide Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Effective Interest Rate on Debt % Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.40 2.24 2.94 3.93 3.97

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 4.56 3.56 2.48 2.31

EEFT vs STNE, PAGS, ATEN: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Effective Interest Rate on Debt % falls into.


EEFT
77GF Score
Euronet Worldwide Inc EEFT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Euronet Worldwide Effective Interest Rate on Debt % Calculation

Euronet Worldwide's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -84.5/( (2084.1+2177.3)/ 2 )
=-1  *  -84.5/2130.7
=3.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1221.8 + 862.3
=2084.1

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1138.2 + 1039.1
=2177.3

Euronet Worldwide's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -56.4/( (2177.3+2704.7)/ 2 )
=-1  *  -56.4/2441
=2.31 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1138.2 + 1039.1
=2177.3

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1678.3 + 1026.4
=2704.7

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.31% mean?
Euronet Worldwide (EEFT) has a Effective Interest Rate on Debt % of 2.31% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Euronet Worldwide and its competitors.
Is Euronet Worldwide's Effective Interest Rate on Debt % too high?
Euronet Worldwide's current Effective Interest Rate on Debt % is 2.31%. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Effective Interest Rate on Debt % compare to STNE and PAGS?
Euronet Worldwide's Effective Interest Rate on Debt % of 2.31% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Euronet Worldwide and its competitors. Euronet Worldwide's current Effective Interest Rate on Debt % is 2.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $121.01, compared to a current price of $77.23 — trading 36.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.31%. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current Effective Interest Rate on Debt % is 2.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (EEFT) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of $77.23 is trading 36.2% below its estimated GF Value™ of $121.01. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for EEFT:

  • Effective Interest Rate on Debt %: 2.31%
  • GF Value™: $121.01 vs. price of $77.23 (36.2% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.23
Price
$121.01
GF Value