EEFT (Euronet Worldwide) ROC (Joel Greenblatt) %: 61.70% (As of Mar. 2026) — 39% Below Median


EEFT Euronet Worldwide Inc EEFT
77 GF Score
Price $75.96
GF Value $120.99
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Euronet Worldwide ROC (Joel Greenblatt) %?

Euronet Worldwide EEFT -2.83% 77 ROC (Joel Greenblatt) % is 61.70% as of Mar. 2026, which is 39% below its 10-year median of 101.21. GuruFocus rates EEFT with a GF Score™ of 77/100 and a GF Value™ of $120.99 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,801 Software companies, Euronet Worldwide ranks better than 74.37% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Euronet Worldwide's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 61.70%.

The historical rank and industry rank for Euronet Worldwide's ROC (Joel Greenblatt) % or its related term are showing as below:

EEFT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 7.01   Med: 101.21   Max: 145.32
Current: 107.03

During the past 13 years, Euronet Worldwide's highest ROC (Joel Greenblatt) % was 145.32%. The lowest was 7.01%. And the median was 101.21%.

EEFT's ROC (Joel Greenblatt) % is ranked better than
74.37% of 2801 companies
in the Software industry
Industry Median: 19.63 vs EEFT: 107.03

Euronet Worldwide's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 65.30% per year.


Euronet Worldwide  (NAS:EEFT) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Euronet Worldwide ROC (Joel Greenblatt) % Related Terms


Euronet Worldwide ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide ROC (Joel Greenblatt) % Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.21 72.51 94.90 113.06 107.51

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.92 127.47 156.68 80.71 61.70

EEFT vs STNE, PAGS, ATEN: ROC (Joel Greenblatt) % Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide ROC (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's ROC (Joel Greenblatt) % falls into.


EEFT
77GF Score
Euronet Worldwide Inc EEFT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(334.5 + 0 + 2245.1) - (821.7 + 60 + 1933.9)
=-236

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(310.7 + 0 + 1752.1) - (852.4 + 63.3 + 1318.1)
=-171

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Euronet Worldwide for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=321.6/( ( (529.2 + max(-236, 0)) + (513.3 + max(-171, 0)) )/ 2 )
=321.6/( ( 529.2 + 513.3 )/ 2 )
=321.6/521.25
=61.70 %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 61.70% mean?
Euronet Worldwide (EEFT) has a ROC (Joel Greenblatt) % of 61.70% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Euronet Worldwide and its competitors. This is 39% below median its historical median of 101.21. Over the past decade, Euronet Worldwide's ROC (Joel Greenblatt) % has ranged from 7.01 to 145.32. According to the industry distribution chart, Euronet Worldwide ranks #718 out of 2801 companies in the Software industry, placing it in the top 25.6%.
Is Euronet Worldwide's ROC (Joel Greenblatt) % too high?
Euronet Worldwide's current ROC (Joel Greenblatt) % of 61.70% is 39% below median its 10-year median of 101.21. Over the past 10 years, this metric has ranged from a low of 7.01 to a high of 145.32. The Software industry median ROC (Joel Greenblatt) % is 19.63. Euronet Worldwide's value of 61.70% is 214.3% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #718 out of 2801 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's ROC (Joel Greenblatt) % compare to STNE and PAGS?
According to the Software industry distribution chart, Euronet Worldwide ranks #718 out of 2801 companies for ROC (Joel Greenblatt) %. This puts Euronet Worldwide in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 19.63. Euronet Worldwide's value of 61.70% is 214.3% above this benchmark. Historically, Euronet Worldwide's own ROC (Joel Greenblatt) % has ranged from 7.01 to 145.32 over the past decade. While the company's 10-year median is 101.21 vs. the industry median of 19.63, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Software company?
The median ROC (Joel Greenblatt) % among Software companies is 19.63, based on 2,801 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current ROC (Joel Greenblatt) % of 61.70% is 214.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median ROC (Joel Greenblatt) % is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current ROC (Joel Greenblatt) % is 61.70%, which is 39% below median its own 10-year median of 101.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $120.99, compared to a current price of $75.96 — trading 37.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is 61.70%, which is 39% below median its 10-year median of 101.21 and 214.3% above the Software industry median of 19.63. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current ROC (Joel Greenblatt) % is 61.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (EEFT) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of $75.96 is trading 37.2% below its estimated GF Value™ of $120.99. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for EEFT:

  • ROC (Joel Greenblatt) %: 61.70% (39% below median its 10-year median of 101.21)
  • GF Value™: $120.99 vs. price of $75.96 (37.2% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 214.3% above the Software median (#718 of 2801)

No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.96
Price
$120.99
GF Value