EEFT (Euronet Worldwide) 3-Year RORE % : 6.45% (As of Mar. 2026)


EEFT Euronet Worldwide Inc EEFT
77 GF Score
Price $77.78
GF Value $120.96
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Euronet Worldwide 3-Year RORE %?

Euronet Worldwide EEFT +0.78% 77 3-Year RORE % is 6.45 as of Mar. 2026. GuruFocus rates EEFT with a GF Score™ of 77/100 and a GF Value™ of $120.96 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,538 Software companies, Euronet Worldwide ranks better than 53.43% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Euronet Worldwide's 3-Year RORE % for the quarter that ended in Mar. 2026 was 6.45%.

The industry rank for Euronet Worldwide's 3-Year RORE % or its related term are showing as below:

EEFT's 3-Year RORE % is ranked better than
53.43% of 2538 companies
in the Software industry
Industry Median: 2.99 vs EEFT: 6.45

Euronet Worldwide  (NAS:EEFT) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Euronet Worldwide 3-Year RORE % Related Terms


Euronet Worldwide 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide 3-Year RORE % Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -66.27 80.52 37.35 12.49 7.55

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.40 11.43 7.56 7.55 6.45

EEFT vs STNE, PAGS, ATEN: 3-Year RORE % Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide 3-Year RORE % vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's 3-Year RORE % falls into.


EEFT
77GF Score
Euronet Worldwide Inc EEFT
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide 3-Year RORE % Calculation

Euronet Worldwide's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 6.93-5.68 )/( 19.38-0 )
=1.25/19.38
=6.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 6.45 mean?
Euronet Worldwide (EEFT) has a 3-Year RORE % of 6.45 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Euronet Worldwide and its competitors. According to the industry distribution chart, Euronet Worldwide ranks #1182 out of 2538 companies in the Software industry, placing it in the top 46.6%.
Is Euronet Worldwide's 3-Year RORE % too high?
Euronet Worldwide's current 3-Year RORE % is 6.45. The Software industry median 3-Year RORE % is 2.99. Euronet Worldwide's value of 6.45 is 115.7% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #1182 out of 2538 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's 3-Year RORE % compare to STNE and PAGS?
According to the Software industry distribution chart, Euronet Worldwide ranks #1182 out of 2538 companies for 3-Year RORE %. This puts Euronet Worldwide in the upper half of its industry. The industry median 3-Year RORE % is 2.99. Euronet Worldwide's value of 6.45 is 115.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.99, based on 2,538 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current 3-Year RORE % of 6.45 is 115.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median 3-Year RORE % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current 3-Year RORE % is 6.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (EEFT) is currently considered Significantly Undervalued. The stock's GF Value™ is $120.96, compared to a current price of $77.78 — trading 35.7% below its estimated fair value. The current 3-Year RORE % is 6.45 and 115.7% above the Software industry median of 2.99. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Euronet Worldwide (EEFT), the current 3-Year RORE % is 6.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (EEFT) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of $77.78 is trading 35.7% below its estimated GF Value™ of $120.96. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for EEFT:

  • 3-Year RORE %: 6.45
  • GF Value™: $120.96 vs. price of $77.78 (35.7% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 115.7% above the Software median (#1182 of 2538)

No single metric tells the full story. See the EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score

Get the complete analysis for EEFT

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.78
Price
$120.96
GF Value