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Urban OutfittersFRA:UOF +3.49%88 Cash Ratio is 0.40 as of Apr. 2026, which is 31% below its 10-year median of 0.58. GuruFocus rates FRA:UOF with a GF Score™ of 88/100 and a GF Value™ of €53.52. The stock has 1 warning sign investors should review. Among 1,113 Retail - Cyclical companies, Urban Outfitters ranks better than 54.63% on this metric.
Urban Outfitters has a Cash Ratio of 0.40. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Urban Outfitters's Cash Ratio or its related term are showing as below:
FRA:UOF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.58 Max: 1.65
Current: 0.4
During the past 13 years, Urban Outfitters's highest Cash Ratio was 1.65. The lowest was 0.26. And the median was 0.58.
FRA:UOF's Cash Ratio is ranked better than 54.63% of 1113
companies
in the Retail - Cyclical industry
Industry Median: 0.35
vs FRA:UOF: 0.40
Urban Outfitters (FRA:UOF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Urban Outfitters Cash Ratio Related Terms
Urban Outfitters Cash Ratio Historical Data
* Premium members only.
The historical data trend for Urban Outfitters's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Urban Outfitters's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Urban Outfitters (FRA:UOF) has a Cash Ratio of 0.40 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Urban Outfitters and its competitors. This is 31% below median its historical median of 0.58. Over the past decade, Urban Outfitters' Cash Ratio has ranged from 0.26 to 1.65. According to the industry distribution chart, Urban Outfitters ranks #505 out of 1113 companies in the Retail - Cyclical industry, placing it in the top 45.4%.
Is Urban Outfitters' Cash Ratio too high?
Urban Outfitters' current Cash Ratio of 0.40 is 31% below median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.65. The Retail - Cyclical industry median Cash Ratio is 0.35. Urban Outfitters' value of 0.40 is 14.3% above this industry median. Based on the distribution chart, Urban Outfitters ranks #505 out of 1113 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Urban Outfitters has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Cash Ratio compare to VSXY and BOOT?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #505 out of 1113 companies for Cash Ratio. This puts Urban Outfitters in the upper half of its industry. The industry median Cash Ratio is 0.35. Urban Outfitters' value of 0.40 is 14.3% above this benchmark. Historically, Urban Outfitters' own Cash Ratio has ranged from 0.26 to 1.65 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.35, Urban Outfitters has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.35, based on 1,113 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Cash Ratio of 0.40 is 14.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Urban Outfitters and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Cash Ratio is 0.40, which is 31% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Urban Outfitters (FRA:UOF) has a current Cash Ratio of 0.40. The stock's GF Value™ is €53.52, compared to a current price of €65.03 — trading 21.5% above its estimated fair value. The current Cash Ratio is 0.40, which is 31% below median its 10-year median of 0.58 and 14.3% above the Retail - Cyclical industry median of 0.35. Urban Outfitters' overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Urban Outfitters (FRA:UOF), the current Cash Ratio is 0.40 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (FRA:UOF) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of €65.03 is trading 21.5% above its estimated GF Value™ of €53.52.
Key valuation signals for FRA:UOF:
Cash Ratio: 0.40 (31% below median its 10-year median of 0.58)
GF Value™: €53.52 vs. price of €65.03 (21.5% above fair value)
Industry Position: 14.3% above the Retail - Cyclical median (#505 of 1113)
No single metric tells the full story. See the FRA:UOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
88GF Score
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