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Urban OutfittersFRA:UOF +5.55%87 Equity-to-Asset is 0.55 as of Apr. 2026, which is 6% above its 10-year median of 0.52. GuruFocus rates FRA:UOF with a GF Score™ of 87/100 and a GF Value™ of €49.39. The stock has 4 warning signs investors should review. Among 1,137 Retail - Cyclical companies, Urban Outfitters ranks better than 65.44% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Urban Outfitters's Total Stockholders Equity for the quarter that ended in Apr. 2026 was €2,232 Mil. Urban Outfitters's Total Assets for the quarter that ended in Apr. 2026 was €4,074 Mil.
Therefore, Urban Outfitters's Equity to Asset Ratio for the quarter that ended in Apr. 2026 was 0.55.
The historical rank and industry rank for Urban Outfitters's Equity-to-Asset or its related term are showing as below:
FRA:UOF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.39 Med: 0.52 Max: 0.69
Current: 0.55
During the past 13 years, the highest Equity to Asset Ratio of Urban Outfitters was 0.69. The lowest was 0.39. And the median was 0.52.
FRA:UOF's Equity-to-Asset is ranked better than 65.44% of 1137
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs FRA:UOF: 0.55
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Urban Outfitters Equity-to-Asset Related Terms
Urban Outfitters Equity-to-Asset Historical Data
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The historical data trend for Urban Outfitters's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:UOF vs VSXY, GAP, BOOT: Equity-to-Asset Comparison
For the Apparel Retail subindustry, Urban Outfitters's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Urban Outfitters's Equity to Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Urban Outfitters (FRA:UOF) has a Equity-to-Asset of 0.55 as of Apr. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Urban Outfitters and its competitors. This is near median its historical median of 0.52. Over the past decade, Urban Outfitters' Equity-to-Asset has ranged from 0.39 to 0.69. According to the industry distribution chart, Urban Outfitters ranks #393 out of 1137 companies in the Retail - Cyclical industry, placing it in the top 34.6%.
Is Urban Outfitters' Equity-to-Asset too high?
Urban Outfitters' current Equity-to-Asset of 0.55 is near median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 0.69. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Urban Outfitters' value of 0.55 is 25% above this industry median. Based on the distribution chart, Urban Outfitters ranks #393 out of 1137 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Urban Outfitters has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Equity-to-Asset compare to VSXY and GAP?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #393 out of 1137 companies for Equity-to-Asset. This puts Urban Outfitters in the upper half of its industry. The industry median Equity-to-Asset is 0.44. Urban Outfitters' value of 0.55 is 25% above this benchmark. Historically, Urban Outfitters' own Equity-to-Asset has ranged from 0.39 to 0.69 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.44, Urban Outfitters has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,137 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Equity-to-Asset of 0.55 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Urban Outfitters and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Equity-to-Asset is 0.55, which is near median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Urban Outfitters (FRA:UOF) has a current Equity-to-Asset of 0.55. The stock's GF Value™ is €49.39, compared to a current price of €67.09 — trading 35.8% above its estimated fair value. The current Equity-to-Asset is 0.55, which is near median its 10-year median of 0.52 and 25% above the Retail - Cyclical industry median of 0.44. Urban Outfitters' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Urban Outfitters (FRA:UOF), the current Equity-to-Asset is 0.55 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (FRA:UOF) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of €67.09 is trading 35.8% above its estimated GF Value™ of €49.39.
Key valuation signals for FRA:UOF:
Equity-to-Asset: 0.55 (near median its 10-year median of 0.52)
GF Value™: €49.39 vs. price of €67.09 (35.8% above fair value)
Industry Position: 25% above the Retail - Cyclical median (#393 of 1137)
No single metric tells the full story. See the FRA:UOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
87GF Score
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