Urban Outfitters (FRA:UOF) LT-Debt-to-Total-Asset: 0.21 (As of Apr. 2026)

What is Urban Outfitters LT-Debt-to-Total-Asset?

Urban Outfitters FRA:UOF -1.65% 87 LT-Debt-to-Total-Asset is 0.21 as of Apr. 2026. GuruFocus rates FRA:UOF with a GF Score™ of 87/100 and a GF Value™ of €50.22. The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Urban Outfitters's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.21.

Urban Outfitters's long-term debt to total assets ratio increased from Apr. 2025 (0.20) to Apr. 2026 (0.21). It may suggest that Urban Outfitters is progressively becoming more dependent on debt to grow their business.

Urban Outfitters (FRA:UOF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Urban Outfitters LT-Debt-to-Total-Asset Related Terms

Urban Outfitters LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Urban Outfitters's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Urban Outfitters LT-Debt-to-Total-Asset Chart

Urban Outfitters Annual Data

Trend

Jan17

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Jan25

Jan26

LT-Debt-to-Total-Asset

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0.25

0.24

0.21

0.19

0.20

Urban Outfitters Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.20	0.20	0.20	0.20	0.21

87GF Score

Urban Outfitters Inc FRA:UOF

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Urban Outfitters LT-Debt-to-Total-Asset Calculation

Urban Outfitters's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (A: Jan. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Jan. 2026 )	/	Total Assets (A: Jan. 2026 )
	=	851.075	/	4261.479
	=	0.20

Urban Outfitters's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	837.558	/	4073.877
	=	0.21

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.21 mean?

Urban Outfitters (FRA:UOF) has a LT-Debt-to-Total-Asset of 0.21 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Urban Outfitters and its competitors.

Is Urban Outfitters' LT-Debt-to-Total-Asset too high?

Urban Outfitters' current LT-Debt-to-Total-Asset is 0.21. Overall, Urban Outfitters has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.

How does Urban Outfitters' LT-Debt-to-Total-Asset compare to VSXY and BOOT?

Urban Outfitters' LT-Debt-to-Total-Asset of 0.21 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Urban Outfitters and its competitors. Urban Outfitters's current LT-Debt-to-Total-Asset is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Urban Outfitters stock overvalued right now?

Urban Outfitters (FRA:UOF) has a current LT-Debt-to-Total-Asset of 0.21. The stock's GF Value™ is €50.22, compared to a current price of €61.92 — trading 23.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.21. Urban Outfitters' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Urban Outfitters (FRA:UOF), the current LT-Debt-to-Total-Asset is 0.21 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Urban Outfitters (FRA:UOF) Overvalued in 2026?

Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued. The current stock price of €61.92 is trading 23.3% above its estimated GF Value™ of €50.22.

Key valuation signals for FRA:UOF:

LT-Debt-to-Total-Asset: 0.21
GF Value™: €50.22 vs. price of €61.92 (23.3% above fair value)
GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FRA:UOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Urban Outfitters Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies VSXY BOOT GAP ANF AEO BKE CRI SFIX CTRN CAL XMAD:ITX TJX TSE:9983 ROST LSE:NXT BURL BOM:500251 LULU TSX:ATZ LSE:JD.

Other Exchanges URBN:USA URBN:Mexico URBN:Argentina

Address 5000 South Broad Street, Philadelphia, PA, USA, 19112-1495

Website https://www.urbn.com

Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.

87GF Score

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€61.92

Price

€50.22

GF Value

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