Urban Outfitters (FRA:UOF) Debt-to-Asset : 0.25 (As of Apr. 2026)

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FRA:UOF Urban Outfitters Inc FRA:UOF
87 GF Score
Price €66.32
GF Value €52.48
! 4 Warning Signs
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What is Urban Outfitters Debt-to-Asset?

Urban Outfitters FRA:UOF +1.72% 87 Debt-to-Asset is 0.25 as of Apr. 2026. GuruFocus rates FRA:UOF with a GF Score™ of 87/100 and a GF Value™ of €52.48. The stock has 4 warning signs investors should review.

Urban Outfitters's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €192 Mil. Urban Outfitters's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was €838 Mil. Urban Outfitters's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Apr. 2026 was €4,074 Mil. Urban Outfitters's debt to asset for the quarter that ended in Apr. 2026 was 0.25.


Urban Outfitters  (FRA:UOF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Urban Outfitters Debt-to-Asset Related Terms


Urban Outfitters Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Urban Outfitters's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Urban Outfitters Debt-to-Asset Chart

Urban Outfitters Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.30 0.26 0.24 0.25

Urban Outfitters Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.25 0.24 0.25 0.25

FRA:UOF vs VSXY, GAP, BOOT: Debt-to-Asset Comparison

For the Apparel Retail subindustry, Urban Outfitters's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Urban Outfitters Debt-to-Asset vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Urban Outfitters's Debt-to-Asset falls into.


FRA:UOF
87GF Score
Urban Outfitters Inc FRA:UOF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Urban Outfitters Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Urban Outfitters's Debt-to-Asset for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(191.882 + 851.075) / 4261.479
=0.24

Urban Outfitters's Debt-to-Asset for the quarter that ended in Apr. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(192.379 + 837.558) / 4073.877
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.25 mean?
Urban Outfitters (FRA:UOF) has a Debt-to-Asset of 0.25 as of Apr. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Urban Outfitters and its competitors.
Is Urban Outfitters' Debt-to-Asset too high?
Urban Outfitters' current Debt-to-Asset is 0.25. Overall, Urban Outfitters has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Debt-to-Asset compare to VSXY and GAP?
Urban Outfitters' Debt-to-Asset of 0.25 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Retail - Cyclical company?
A good Debt-to-Asset depends on the Retail - Cyclical industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Urban Outfitters and its competitors. Urban Outfitters's current Debt-to-Asset is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Urban Outfitters (FRA:UOF) has a current Debt-to-Asset of 0.25. The stock's GF Value™ is €52.48, compared to a current price of €66.32 — trading 26.4% above its estimated fair value. The current Debt-to-Asset is 0.25. Urban Outfitters' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Urban Outfitters (FRA:UOF), the current Debt-to-Asset is 0.25 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Urban Outfitters (FRA:UOF) Overvalued in 2026?

Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued. The current stock price of €66.32 is trading 26.4% above its estimated GF Value™ of €52.48.

Key valuation signals for FRA:UOF:

  • Debt-to-Asset: 0.25
  • GF Value™: €52.48 vs. price of €66.32 (26.4% above fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the FRA:UOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Urban Outfitters Business Description

Address 5000 South Broad Street, Philadelphia, PA, USA, 19112-1495
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
87GF Score

Get the complete analysis for FRA:UOF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.32
Price
€52.48
GF Value