Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Urban OutfittersFRA:UOF +3.59%88 Debt-to-EBITDA is 1.71 as of Apr. 2026, which is 26% below its 10-year median of 2.32. GuruFocus rates FRA:UOF with a GF Score™ of 88/100 and a GF Value™ of €49.91. The stock has 1 warning sign investors should review. Among 898 Retail - Cyclical companies, Urban Outfitters ranks better than 64.03% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Urban Outfitters's Debt-to-EBITDA or its related term are showing as below:
FRA:UOF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.61 Med: 2.32 Max: 12
Current: 1.61
During the past 13 years, the highest Debt-to-EBITDA Ratio of Urban Outfitters was 12.00. The lowest was 1.61. And the median was 2.32.
FRA:UOF's Debt-to-EBITDA is ranked better than 64.03% of 898
companies
in the Retail - Cyclical industry
Industry Median: 2.395
vs FRA:UOF: 1.61
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Urban Outfitters Debt-to-EBITDA Related Terms
Urban Outfitters Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Urban Outfitters's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:UOF vs VSXY, BOOT, GAP: Debt-to-EBITDA Comparison
For the Apparel Retail subindustry, Urban Outfitters's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Urban Outfitters (FRA:UOF) has a Debt-to-EBITDA of 1.71 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Urban Outfitters. This is 26% below median its historical median of 2.32. Over the past decade, Urban Outfitters' Debt-to-EBITDA has ranged from 1.61 to 12.00. According to the industry distribution chart, Urban Outfitters ranks #323 out of 898 companies in the Retail - Cyclical industry, placing it in the top 36%.
Is Urban Outfitters' Debt-to-EBITDA too high?
Urban Outfitters' current Debt-to-EBITDA of 1.71 is 26% below median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 12.00. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Urban Outfitters' value of 1.71 is 28.6% below this industry median. Based on the distribution chart, Urban Outfitters ranks #323 out of 898 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Urban Outfitters has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Debt-to-EBITDA compare to VSXY and BOOT?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #323 out of 898 companies for Debt-to-EBITDA. This puts Urban Outfitters in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Urban Outfitters' value of 1.71 is 28.6% below this benchmark. Historically, Urban Outfitters' own Debt-to-EBITDA has ranged from 1.61 to 12.00 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 2.40, Urban Outfitters has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 898 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Debt-to-EBITDA of 1.71 is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Urban Outfitters. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Debt-to-EBITDA is 1.71, which is 26% below median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Urban Outfitters (FRA:UOF) has a current Debt-to-EBITDA of 1.71. The stock's GF Value™ is €49.91, compared to a current price of €62.84 — trading 25.9% above its estimated fair value. The current Debt-to-EBITDA is 1.71, which is 26% below median its 10-year median of 2.32 and 28.6% below the Retail - Cyclical industry median of 2.40. Urban Outfitters' overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Urban Outfitters (FRA:UOF), the current Debt-to-EBITDA is 1.71 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (FRA:UOF) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of €62.84 is trading 25.9% above its estimated GF Value™ of €49.91.
Key valuation signals for FRA:UOF:
Debt-to-EBITDA: 1.71 (26% below median its 10-year median of 2.32)
GF Value™: €49.91 vs. price of €62.84 (25.9% above fair value)
Industry Position: 28.6% below the Retail - Cyclical median (#323 of 898)
No single metric tells the full story. See the FRA:UOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
88GF Score
Get the complete analysis for FRA:UOF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:UOF has been successfully added to your 
