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PT MNC Kapital Indonesia TbkISX:BCAP 75 Cash Ratio is 1.19 as of Mar. 2026, which is 7% above its 10-year median of 1.11. GuruFocus rates ISX:BCAP with a GF Score™ of 75/100 and a GF Value™ of Rp69.17 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 453 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks worse than 58.72% on this metric.
PT MNC Kapital Indonesia Tbk has a Cash Ratio of 1.19. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Cash Ratio or its related term are showing as below:
ISX:BCAP'
s Cash Ratio Range Over the Past 10 Years
Min: 0.16 Med: 1.11 Max: 2.46
Current: 1.19
During the past 13 years, PT MNC Kapital Indonesia Tbk's highest Cash Ratio was 2.46. The lowest was 0.16. And the median was 1.11.
ISX:BCAP's Cash Ratio is ranked worse than 58.72% of 453
companies
in the Diversified Financial Services industry
Industry Median: 2.68
vs ISX:BCAP: 1.19
PT MNC Kapital Indonesia Tbk (ISX:BCAP) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
PT MNC Kapital Indonesia Tbk Cash Ratio Related Terms
PT MNC Kapital Indonesia Tbk Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:BCAP vs FRHC, VOYA, HTH: Cash Ratio Comparison
For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MNC Kapital Indonesia Tbk Cash Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Cash Ratio distribution charts can be found below:
* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Cash Ratio of 1.19 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. This is near median its historical median of 1.11. Over the past decade, PT MNC Kapital Indonesia Tbk's Cash Ratio has ranged from 0.16 to 2.46. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #266 out of 453 companies in the Diversified Financial Services industry, placing it in the top 58.7%.
Is PT MNC Kapital Indonesia Tbk's Cash Ratio too high?
PT MNC Kapital Indonesia Tbk's current Cash Ratio of 1.19 is near median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 2.46. The Diversified Financial Services industry median Cash Ratio is 2.68. PT MNC Kapital Indonesia Tbk's value of 1.19 is 55.6% below this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #266 out of 453 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Cash Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #266 out of 453 companies for Cash Ratio. This places PT MNC Kapital Indonesia Tbk in the lower half of its industry. The industry median Cash Ratio is 2.68. PT MNC Kapital Indonesia Tbk's value of 1.19 is 55.6% below this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Cash Ratio has ranged from 0.16 to 2.46 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 2.68, PT MNC Kapital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Diversified Financial Services company?
The median Cash Ratio among Diversified Financial Services companies is 2.68, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Cash Ratio of 1.19 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. For the Diversified Financial Services industry, the median Cash Ratio is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Cash Ratio is 1.19, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp69.17, compared to a current price of Rp50.00 — trading 27.7% below its estimated fair value. The current Cash Ratio is 1.19, which is near median its 10-year median of 1.11 and 55.6% below the Diversified Financial Services industry median of 2.68. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Cash Ratio is 1.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 27.7% below its estimated GF Value™ of Rp69.17.
GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BCAP:
Cash Ratio: 1.19 (near median its 10-year median of 1.11)
GF Value™: Rp69.17 vs. price of Rp50.00 (27.7% below fair value)
Industry Position: 55.6% below the Diversified Financial Services median (#266 of 453)
No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
75GF Score
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