PT MNC Kapital Indonesia TbkISX:BCAP 74 Current Ratio is 3.08 as of Mar. 2026, which is 30% below its 10-year median of 4.42. GuruFocus rates ISX:BCAP with a GF Score™ of 74/100 and a GF Value™ of Rp68.53 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 504 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks worse than 50.4% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PT MNC Kapital Indonesia Tbk's current ratio for the quarter that ended in Mar. 2026 was 3.08.
PT MNC Kapital Indonesia Tbk has a current ratio of 3.08. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Current Ratio or its related term are showing as below:
ISX:BCAP'
s Current Ratio Range Over the Past 10 Years
Min: 0.36 Med: 4.42 Max: 9.85
Current: 3.08
During the past 13 years, PT MNC Kapital Indonesia Tbk's highest Current Ratio was 9.85. The lowest was 0.36. And the median was 4.42.
ISX:BCAP's Current Ratio is ranked worse than 50.4% of 504
companies
in the Diversified Financial Services industry
Industry Median: 3.145
vs ISX:BCAP: 3.08
PT MNC Kapital Indonesia Tbk (ISX:BCAP) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PT MNC Kapital Indonesia Tbk Current Ratio Related Terms
PT MNC Kapital Indonesia Tbk Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MNC Kapital Indonesia Tbk Current Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Current Ratio distribution charts can be found below:
* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Current Ratio of 3.08 as of Mar. 2026. This is 30% below median its historical median of 4.42. Over the past decade, PT MNC Kapital Indonesia Tbk's Current Ratio has ranged from 0.36 to 9.85. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #254 out of 504 companies in the Diversified Financial Services industry, placing it in the top 50.4%.
Is PT MNC Kapital Indonesia Tbk's Current Ratio too high?
PT MNC Kapital Indonesia Tbk's current Current Ratio of 3.08 is 30% below median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 9.85. The Diversified Financial Services industry median Current Ratio is 3.15. PT MNC Kapital Indonesia Tbk's value of 3.08 is 2.1% below this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #254 out of 504 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Current Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #254 out of 504 companies for Current Ratio. This places PT MNC Kapital Indonesia Tbk in the lower half of its industry. The industry median Current Ratio is 3.15. PT MNC Kapital Indonesia Tbk's value of 3.08 is 2.1% below this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Current Ratio has ranged from 0.36 to 9.85 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 3.15, PT MNC Kapital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Diversified Financial Services company?
The median Current Ratio among Diversified Financial Services companies is 3.15, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Current Ratio of 3.08 is 2.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Current Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Current Ratio is 3.08, which is 30% below median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp68.53, compared to a current price of Rp50.00 — trading 27% below its estimated fair value. The current Current Ratio is 3.08, which is 30% below median its 10-year median of 4.42 and 2.1% below the Diversified Financial Services industry median of 3.15. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Current Ratio is 3.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 27% below its estimated GF Value™ of Rp68.53.
GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BCAP:
Current Ratio: 3.08 (30% below median its 10-year median of 4.42)
GF Value™: Rp68.53 vs. price of Rp50.00 (27% below fair value)
Industry Position: 2.1% below the Diversified Financial Services median (#254 of 504)
No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
74GF Score
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