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PT MNC Kapital Indonesia TbkISX:BCAP 75 Debt-to-Equity is 0.61 as of Mar. 2026, which is 42% above its 10-year median of 0.43. GuruFocus rates ISX:BCAP with a GF Score™ of 75/100 and a GF Value™ of Rp69.21 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 173 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks worse than 69.94% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Debt-to-Equity or its related term are showing as below:
ISX:BCAP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.29 Med: 0.43 Max: 0.99
Current: 0.61
During the past 13 years, the highest Debt-to-Equity Ratio of PT MNC Kapital Indonesia Tbk was 0.99. The lowest was 0.29. And the median was 0.43.
ISX:BCAP's Debt-to-Equity is ranked worse than 69.94% of 173
companies
in the Diversified Financial Services industry
Industry Median: 0.18
vs ISX:BCAP: 0.61
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT MNC Kapital Indonesia Tbk Debt-to-Equity Related Terms
PT MNC Kapital Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:BCAP vs FRHC, VOYA, HTH: Debt-to-Equity Comparison
For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MNC Kapital Indonesia Tbk Debt-to-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Debt-to-Equity of 0.61 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. This is 42% above median its historical median of 0.43. Over the past decade, PT MNC Kapital Indonesia Tbk's Debt-to-Equity has ranged from 0.29 to 0.99. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #121 out of 173 companies in the Diversified Financial Services industry, placing it in the top 69.9%.
Is PT MNC Kapital Indonesia Tbk's Debt-to-Equity too high?
PT MNC Kapital Indonesia Tbk's current Debt-to-Equity of 0.61 is 42% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.99. The Diversified Financial Services industry median Debt-to-Equity is 0.18. PT MNC Kapital Indonesia Tbk's value of 0.61 is 238.9% above this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #121 out of 173 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Debt-to-Equity compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #121 out of 173 companies for Debt-to-Equity. This places PT MNC Kapital Indonesia Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.18. PT MNC Kapital Indonesia Tbk's value of 0.61 is 238.9% above this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Debt-to-Equity has ranged from 0.29 to 0.99 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.18, PT MNC Kapital Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Diversified Financial Services company?
The median Debt-to-Equity among Diversified Financial Services companies is 0.18, based on 173 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Debt-to-Equity of 0.61 is 238.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT MNC Kapital Indonesia Tbk and its competitors. For the Diversified Financial Services industry, the median Debt-to-Equity is 0.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Debt-to-Equity is 0.61, which is 42% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp69.21, compared to a current price of Rp50.00 — trading 27.8% below its estimated fair value. The current Debt-to-Equity is 0.61, which is 42% above median its 10-year median of 0.43 and 238.9% above the Diversified Financial Services industry median of 0.18. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Debt-to-Equity is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 27.8% below its estimated GF Value™ of Rp69.21.
GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BCAP:
Debt-to-Equity: 0.61 (42% above median its 10-year median of 0.43)
GF Value™: Rp69.21 vs. price of Rp50.00 (27.8% below fair value)
Industry Position: 238.9% above the Diversified Financial Services median (#121 of 173)
No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
75GF Score
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