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PT MNC Kapital Indonesia TbkISX:BCAP -1.96%75 Debt-to-EBITDA is 1.76 as of Mar. 2026, which is 14% below its 10-year median of 2.04. GuruFocus rates ISX:BCAP with a GF Score™ of 75/100 and a GF Value™ of Rp69.04 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 116 Diversified Financial Services companies, PT MNC Kapital Indonesia Tbk ranks better than 80.17% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA or its related term are showing as below:
ISX:BCAP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.53 Med: 2.04 Max: 184.37
Current: 1.72
During the past 13 years, the highest Debt-to-EBITDA Ratio of PT MNC Kapital Indonesia Tbk was 184.37. The lowest was 1.53. And the median was 2.04.
ISX:BCAP's Debt-to-EBITDA is ranked better than 80.17% of 116
companies
in the Diversified Financial Services industry
Industry Median: 5.755
vs ISX:BCAP: 1.72
PT MNC Kapital Indonesia Tbk (ISX:BCAP) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PT MNC Kapital Indonesia Tbk Debt-to-EBITDA Related Terms
PT MNC Kapital Indonesia Tbk Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MNC Kapital Indonesia Tbk Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
PT MNC Kapital Indonesia Tbk (ISX:BCAP) has a Debt-to-EBITDA of 1.76 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT MNC Kapital Indonesia Tbk. This is 14% below median its historical median of 2.04. Over the past decade, PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA has ranged from 1.53 to 184.37. According to the industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #23 out of 116 companies in the Diversified Financial Services industry, placing it in the top 19.8%.
Is PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA too high?
PT MNC Kapital Indonesia Tbk's current Debt-to-EBITDA of 1.76 is 14% below median its 10-year median of 2.04. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 184.37. The Diversified Financial Services industry median Debt-to-EBITDA is 5.76. PT MNC Kapital Indonesia Tbk's value of 1.76 is 69.4% below this industry median. Based on the distribution chart, PT MNC Kapital Indonesia Tbk ranks #23 out of 116 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT MNC Kapital Indonesia Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MNC Kapital Indonesia Tbk's Debt-to-EBITDA compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, PT MNC Kapital Indonesia Tbk ranks #23 out of 116 companies for Debt-to-EBITDA. This places PT MNC Kapital Indonesia Tbk in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.76. PT MNC Kapital Indonesia Tbk's value of 1.76 is 69.4% below this benchmark. Historically, PT MNC Kapital Indonesia Tbk's own Debt-to-EBITDA has ranged from 1.53 to 184.37 over the past decade. While the company's 10-year median is 2.04 vs. the industry median of 5.76, PT MNC Kapital Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.76, based on 116 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MNC Kapital Indonesia Tbk's current Debt-to-EBITDA of 1.76 is 69.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT MNC Kapital Indonesia Tbk. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MNC Kapital Indonesia Tbk's current Debt-to-EBITDA is 1.76, which is 14% below median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MNC Kapital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk (ISX:BCAP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp69.04, compared to a current price of Rp50.00 — trading 27.6% below its estimated fair value. The current Debt-to-EBITDA is 1.76, which is 14% below median its 10-year median of 2.04 and 69.4% below the Diversified Financial Services industry median of 5.76. PT MNC Kapital Indonesia Tbk's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT MNC Kapital Indonesia Tbk (ISX:BCAP), the current Debt-to-EBITDA is 1.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MNC Kapital Indonesia Tbk (ISX:BCAP) Overvalued in 2026?
Based on GuruFocus' analysis, PT MNC Kapital Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 27.6% below its estimated GF Value™ of Rp69.04.
GuruFocus considers PT MNC Kapital Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BCAP:
Debt-to-EBITDA: 1.76 (14% below median its 10-year median of 2.04)
GF Value™: Rp69.04 vs. price of Rp50.00 (27.6% below fair value)
Industry Position: 69.4% below the Diversified Financial Services median (#23 of 116)
No single metric tells the full story. See the ISX:BCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MNC Kapital Indonesia Tbk is an Indonesia-based integrated financial services company. Along with its subsidiaries, the company operates through several business segments, including Banking, Insurance, Brokerage and Underwriting, Multifinance, Financial Technology, Fund Management, Investment, and Property Leasing. The company provides banking services for individuals, MSMEs, and wholesale customers, as well as insurance, capital market, financing, and digital financial services. The company derives the majority of its revenue from the Banking segment.
75GF Score
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